Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael and Company were great to work with, answered every question immediately and were always offering advise and clear communication when needed. Would use again and would recommend to my friends.
Michael and his team were a pleasure to work with. Their many commendable efforts include excellent communication, consistent follow-up, flexibility around my schedule, knowledgeable and experience team members, understanding of the various...
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Thank you for your help in obtaining a home for my family. Thanks to you, we have our dream home! You were patient, kind, informative, and willing. I will recommend you to my friends!
Was easy to get in contact with, replied promptly everytime, patiently explained anything and answered any question thoroughly. They worked extremely hard, even late into the evening when they needed to due to insurance issues that arose.
My experience with this lender was very good. I was contacted everyday by Michaels staff to give me updates of my loan status and to request additional documentation. I liked how most of the documents can be signed electronically. I would definitely...
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Michael Guthneck is extremely responsive and he will make sure that you get the best rate and mortgage scenario for your financial situation. If you are looking for a mortgage broker, Michael Guthneck is the way to go, he is Great!
I thought that the business of mortgages was impersonal, exclusionary, frightening, intimidating, and a necessary evil. Working with Michael Guthneck and his team changed all that. From the outset, they were personable, approachable, concerned,...
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Reply from Owner
March 19th, 2018 12:00 AM
Althea & Vivianne I hope you enjoy your new home for many years. You both did ALL of the work and were amazing clients. I am here for long run, and look forward to any of your future financing needs and hope to stay in touch!
I highly recommend Michael and his team if you’re looking for a mortgage. They all worked extremely hard to help my loan close on time when a few issues arose. They were reliable, patient, efficient and fast! Thank You for your hard work! Much...
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Reply from Owner
March 19th, 2018 12:00 AM
Teshaye, enjoy your beautiful home, you certainly were a pleasure to work with!
Michael and his team provided outstanding service. They communicated important details through every step in the process and made things move along much smoother. I received an incredible rate in the end. I would highly recommend them to anyone,...
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Reply from Owner
February 28th, 2018 12:00 AM
As a veteran myself, I appreciate the service you have given to our country and I am so glad I could work with you. Enjoy your home Chad!
Huge Thank you to Michael,Nichole and there team this was a smooth and painless transaction. I highly recommend them for your mortgage needs they are definitely first class and know to how handle everything from A to Z. If you're in the market...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org