Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
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24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
I was a first time homebuyer and the entire team guided me through the entire process. I was made aware of the changes in the market that would potentially affect me. I would definitely recommend them.
Reply from Owner
February 28th, 2018 12:00 AM
Enjoy your new home that you worked so hard to obtain the dream of owning your home! I wish you so much happiness in your beautiful home
A very responsive, efficient, & conscientious staff - not only from their New Jersey office, but also from Florida.I particularly appreciated the timely responses to my questions & concerns.
Reply from Owner
February 28th, 2018 12:00 AM
Thank you for putting your confidence in my team! Enjoy your new home!
We cannot thank Michael and his team enough for all of their efficient and hard work.Professional and Above and beyond expectations.Communication,dedication,effic-ient is the services you will receive. I highly recommend and strongly stand...
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Reply from Owner
January 23rd, 2018 12:00 AM
It was a pleasure to work with you and meet the goal to get you into a new home, in 3 weeks at Christmas! Enjoy your beautiful new home for many years to come!
My lender Michael was phenomenal. He was very professional and went above and beyond for me in everything he was doing. He made sure he explained every details and every time I needed him he was there for me. I highly recommend him to each...
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Reply from Owner
January 16th, 2018 12:00 AM
Thank you so much for choosing to work with me. I know you will have many years of happiness in your new home!
Mike, Nichole and Stella, were by far the best Mortgage Bankers we've ever worked with. We have owned a good number of homes over the years and Mike, Nichole and Stella's politeness, honesty and extreme professionalism on getting things done...
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I highly recommend this lender and entire team. They were incredibly organized with my entire process. I moved across the country with this home purchase and this was my first home purchase as a single, divorced woman which in itself was stressful...
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Michael's team was helpful and responsive (beyond regular business hours) from start to finish. There were some ups and downs for us in the process and we had lots of questions regarding our rate and closing costs, but Nichole and others on...
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My girlfriend and I just bought a house and Michael Guthneck and his team at meadowbrook financial helped us get through the process with no headaches. Michael and his team made our first time home buying process easier for us and they were...
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Where do I start... My rate was increased by 1% in between the process with no valid explanation. I can deal with all that but I decided enough is enough when I saw serious issues with appraisal review, underwriting and questionable practices....
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Michael and his team did an excellent job throughout the whole process. Since inception, he was honest and told me about all my available options and which way to proceed. I relied on his advice and it paid off. I cannot express how profoundly...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org