

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
Highly recommend Michael , his wife Nichole and his team for lending needs! He was always available to answering all our questions ....... Thank you!
Reply from Owner
June 13th, 2018 12:00 AM
Thank you for choosing to work with me as your lender. It was my pleasure to help you with the financing on your new home. Please stay in touch.
They provided great service and answered all our questions. Made this a smooth transaction. Michael Guthneck was with us every step of the way to ensure a timely closing.
Reply from Owner
June 13th, 2018 12:00 AM
You were an A plus client to work with and very diligent in your part. Thank you for choosing to work with me!
Michael was a pleasure to work with. He is very experienced and was very helpful in explaining the entire mortgage process and the different mortgage products available. He was always very responsive and was instrumental in providing us with...
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Reply from Owner
June 13th, 2018 12:00 AM
Thank you for choosing to work me for your mortgage. It was a pleasure to be of service to your financing needs. Please stay in touch through out the years as I look forward to hearing from you.
Michael and his team to got us into the right loan for our new home. We are so excited we choose Michael. He answered all our questions and steered us in the right direction to achieve a streamline close!
Reply from Owner
June 13th, 2018 12:00 AM
It was so amazing to be part of your new beginning in your new home and I wish you so much happiness to come. Please stay in touch with myself and my team!
It was an easy process once I got started. He helped me thoroughly & made it easy. I plan on having him help my sister when she decides to buy her first home
Reply from Owner
June 13th, 2018 12:00 AM
What an amazing home you purchased and I am so thankful that I was able to your lender of choice. Thank you for your confidence in me.
Very responsive, when ever I contacted them, they responded right away. They also keep me up to date with new Pre-Approval I needed for different properties I was placing an offer on.
Reply from Owner
June 13th, 2018 12:00 AM
It was a pleasure to work with you on the financing for your new home. I hope you have many years of happiness in your new home and that you stay in contact for any questions that may arise.
Michael made the entire process of obtaining financing for my new home relatively stress free. He provided updates as needed and answered any questions I had in a timely and thorough manner. Michael even offered a few perspectives to me that...
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Thank you very much Michael Guthneck for all your help in securing our loan for our new home. You were very thorough and answered all my questions promptly. Michael was very knowledgeable and a pleasure to work with. Thank you for everything...
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Michael and his team were amazing! As first time buyers they helped us navigate our home purchase, delivered great personal service, were very fast at communicating when we had questions and went above and beyond the call of duty on every level....
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Michael's team (Michael, Nichole, Nicole & Robbie) guided through the process of obtaining our first home mortgage. They were always available to help & responded lightning quick to any questions we had. They were totally on top of everything...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org