Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
As a first time buyer I couldn't be happier with the service I received from Michael and his entire team. They let me know each step of the way what to expect. Anytime I had questions or concerns they responded immediately and laid things out...
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I had an amazing experience with Michael and Nichole. They answered all of my questions and was available to coundel and prepare me to buy my 1st home
Reply from Owner
August 1st, 2018 12:00 AM
Thank you Jane! Enjoy your beautiful new home!
Michael Guthneck and his team helped us get the mortgage we needed in the short time span we had when we found the house of our dreams. Quick to respond, Michael made the whole process simple and less stressful than we had anticipated. Thank...
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Michael was extremely courteous and informative. He helped me through buying a home for the first time and was always available for any questions I had quickly, efficiently and kindly!
Reply from Owner
July 17th, 2018 12:00 AM
Valerie you were such a great first time buyer and I hope you enjoy the condo! It's beautiful
Michael and his team were always on top of things, quick to respond, and very friendly. Being first time home buyers, they made the process smooth and made sure we understood everything. I would definitely recommend doing business with them....
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Reply from Owner
July 10th, 2018 12:00 AM
Jessyca, It was so wonderful helping you buy your first home. What a great home you bought and you were very diligent in doing your part on everything! Way to go!
Very helpful and always checked to see if my needs changed or if I needed any assistance with anything. Although I did not end up buying a house in Florida I will use this company in my next location simply because of Mr. Guthneck!
Reply from Owner
July 10th, 2018 12:00 AM
Ted, it was wonderful meeting you and having the opportunity to work with you. Please stay in touch and good luck on your new venture!
We had a extremely tight schedule & needed to find a house and close in less than 30 days. Michael & team, kept us in the loop every step of the way and ensured our clear to close was issued on time. Highly recommended.
Reply from Owner
July 10th, 2018 12:00 AM
Talib, I would like to thank you for choosing to work with me. It was a pleasure to provide the mortgage financing for your new home.
Michael Joseph Guthneck, JR. is highly professional, prompt and caring of individual's need. He got me very nice re-financing deal. I highly recommend Michael.
Reply from Owner
July 10th, 2018 12:00 AM
Raj, you were such a pleasure to work with and I am glad you now have the terms you were looking for on your home loan.
Michael was recommended to us by the Real Estate agent and I am so happy we decided to use him to obtain our mortgage loan. Michael is very knowledgeable in this field and worked so hard to find us the best rate. All electronic signatures helped...
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Reply from Owner
June 13th, 2018 12:00 AM
Daphnee it was a pleasure to serve you and exciting to help you buy your first home. I wish you many years of happiness in your new home!
Michael was great at every step of the way - he always returned phone calls and emails very quickly and he and his team were very helpful throughout the home buying process.
Reply from Owner
June 13th, 2018 12:00 AM
Ben after a long, and hard road of the many houses you considered I am so happy that I had the opportunity to assist you and hope you contact me for any of your future needs.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org