Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
You better know how many hairs you have growing out your nose, if you want this lender (US Mortage) to approve your loan. Michael did a great job of helping me through the process!
Reply from Owner
November 13th, 2018 12:00 AM
Thank you so much for choosing to work with me on the ever so invasive mortgage process of the new era. You were so diligent in your action to close timely and I hope you are enjoying your new home to the fullest. Thank you for choosing to...
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I called Michael with a dilemma I had regarding securing a mortgage condo loan because of the buildings master condo insurance policy. He took a look at the papers and told me the same day he could get it done. Within a month I closed on the...
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Reply from Owner
November 13th, 2018 12:00 AM
Thank you for contacting me about my ability to finance non warrantable condos whereas your prior lender could not. In the speed of light I was able to bring you to closing with no hassles and provide you with the satisfaction that you describe....
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I've done many mortgages with Michael. Michael and his team was extremely helpful in assistanting closing get done in time. They've sincerely made the entire process very stress-less and are always on top of everything. I am looking forward...
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Reply from Owner
November 13th, 2018 12:00 AM
Amy this was our 2nd transaction and I am glad that I earned 5 stars from you again. Thank you for your continued loyalty and business.
I was a first time home buyer mixed with emotions jumping into the buyers market but Michael and his team made me feel at ease and comfortable helping me each and every step of the way. They are amazing at what they do very knowledgeable and...
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Reply from Owner
November 13th, 2018 12:00 AM
The joy of seeing you and your sister buy your first home was very rewarding. I am so pleased that I had the opportunity to work with you both and I hope you stay connected with me for any future needs.
Michael Guthneck Jr. team was great every step of the way. They returned every phone call and kept me informed every step of the way. Also Got me closed on my house 34 days after I found it.
Reply from Owner
November 13th, 2018 12:00 AM
I am so pleased to see you buy your first home and glad that I met your expectations with communication and an ultra low interest rate! I wish for you to have many years of happiness in your new home. Thank you for choosing to work with me...
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Great guy and team to work with!!I highly recommend michael and his team to anyone looking for a mortgage. My transaction went smooth as I expected and closed right on time as promised.
Reply from Owner
November 13th, 2018 12:00 AM
Thank you for your business and for your timely remittance of a heavily documented transaction due to the nature of your financing. I am so happy you were confident in me to get you into your new home. Thank you for your business.
I want to thank Michael, Nichole, and Kathleen for working with me to make this loan happen.even though it seem that my loan will not go through, the team worked with me to make it happen.i wil definitely recommend Michael and his team to anyone...
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Reply from Owner
November 13th, 2018 12:00 AM
To a fellow veteran, I thank you for your service and sacrifices to our beautiful country. I was honored to help a fellow veteran purchase your dream home. I am honored that I could help you fulfill your promise to your wife of a new home....
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If you don't buy houses for a living, this is definitively one of the most complex financial transactions one would have to do in a rather short amount of time... when that is the case, the key is always to surround yourself with the right...
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Reply from Owner
November 13th, 2018 12:00 AM
Thank you for working with me Franklin. I look forward to staying in touch with you. To see your first home purchased in the USA was an amazing thing for me to be part of. I wish you many years of happiness in your new home.
Michael was very helpful through out the whole process when buying a home. He was always there to answer all questions or concerns. I would highly recommend Michael to anyone buying a home.
Reply from Owner
November 13th, 2018 12:00 AM
Lisa to say you waited for the perfect home is an understatement. Not only did we together work together for 2 years on this but in the end you received the perfect house and perfect mortgage. Thank you for your business and choice to work...
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Michael, Nichole and their team were beyond amazing in making this process of buying a home so much easier for us by them working out every detail that I needed to handle so I never felt confused about any detail and were there day and night...
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Reply from Owner
November 13th, 2018 12:00 AM
Thank you so much for working with me and my team. We kept of promise of getting you into your new home and we are so glad that you and your family are enjoying your new home!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org