Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
This team had to be the easiest mortage lender I have ever had to use. They really understood all the pressures of purchasing a home and they definately did not want to add more to that. They always kept me updated on my progress, via phone...
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Reply from Owner
November 13th, 2018 12:00 AM
Leo it was so great seeing you close on your new home. It was such a pleasure to know that NYC apartment living has ended. Enjoy New Jersey, they don't just call it the Garden State for no reason. You will love it! Thank you for entrusting...
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Michael and his team did an amazing job helping my wife and i purchase our new home. They were extremely helpful and super friendly from start to finish. We couldn't be happier and are very thankful for all their help. We will definitely recommend...
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Reply from Owner
November 13th, 2018 12:00 AM
Lenny & Jasmine, after meeting you under the circumstances you needed to close in 10 days as a result of a loan denial from your prior lender, the challenge was accepted and you closed! Looking forward to your next purchase when you outgrow...
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However confusing a home purchase can be, Michael and his team were always available to answer my questions and make adjustments to my loan. I am happy to recommend Michael and his team. I will use them the next time I purchase property. A...
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Reply from Owner
November 13th, 2018 12:00 AM
I hope you are enjoying the swimming pool and your beautiful new home. I am so happy I met your expectations in a mortgage lender and look forward to staying in touch.
Michael and his crew were amazing, patient and kind, walked us through everything. With all the Many phone calls and emails they responded right away with a pleasant and warm tone. There was always a resolution and a great line of communication....
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Reply from Owner
November 13th, 2018 12:00 AM
Dave & Lisa there was a lot of pressure to perform after your prior lender failed you and gave you short notice that your mortgage loan would be denied. I am so glad you were introduced to me and that you closed shortly after. I know that your...
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If looking for a lender that will go above and beyond, look no further than Michael Guthneck Jr. He and his team made my house closing a seamless process and were very informative throughout the entire process. He provided me with the best...
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Reply from Owner
November 13th, 2018 12:00 AM
Thank you for putting your trust in me for one the biggest decisions you will make in your lifetime. It was a blast getting you into your new home. Thank you for your business.
Mike and his team were amazing! Had me approved lightening fast. It was seamless process. I would recommend every time ! They broke down every step of the process with me. Extremely patient with my lack of knowledge. It only took 19 days from...
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Reply from Owner
November 13th, 2018 12:00 AM
19 days from hello to closing and I am so happy that I executed as promised so that you could close on your new home. You were a great client to work with and I appreciate your business! Please reach out for any of your future needs and enjoy...
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Michael really was a great. He made the entire process very simple. He kept giving me updates in regards to the interest daily. Thank you and your for making my dreams come true.
Reply from Owner
November 13th, 2018 12:00 AM
I hope you are enjoying your brand new construction townhouse and that you have many years of happiness with your family in your new home!
AN amazing team that I would recommend to anyone buying a home especially a first time home buyer. I was amazed at their level of support, teamwork, consistency, trustworthiness and just how professional, yet friendly the team was. They made...
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Reply from Owner
November 13th, 2018 12:00 AM
I am honored to have handled the financing for your purchase of this absolutely amazing home. Your kitchen in your new home amazes me and I am so happy to envision all of the cooking and family meals your ill enjoy in your new home. You were...
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No matter what time of day, Michael was ready to help me with any question I had. Michael didn’t miss any details and walked me through every step we were taking. Made the entire process easy and worry free! Highly recommend!
Reply from Owner
November 13th, 2018 12:00 AM
It was a long road to home ownership after several properties and tons of open houses until the perfect property came alone. It was a privilege for me to be of service to you for your home loan needs and I am glad you received the perfect loan....
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What a pleasure working with you and your team. Thank you so much for your attention to detail. Will be sure to recommend to all my friends and colleagues.Knowledgeable in every aspect of my loan application from start to finish. Gave me great...
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Reply from Owner
November 13th, 2018 12:00 AM
I am so happy that we connected and that you chose to work with me after interviewing many lenders. Boca is an amazing place to enjoy your family and new home and I wish you happiness and health in your new home. Thank for for the allowing...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org