Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
We worked with Michael to obtain our first mortgage. He was very knowledgeable and responsive to our inquiries. The process was smooth and simple from start to finish and we closed on the house without delay! Many thanks to the team at US Mortgage!...
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Reply from Owner
April 2nd, 2019 12:00 AM
Thank you for reviewing my service and choosing my services for your lending experience. Congratulations on your new home!
Excelente costomer service. Always on point with any documents requested. Always answer your calls if you had any questions and work with you very closely. Very knowledgeable on their work
Reply from Owner
April 2nd, 2019 12:00 AM
Congratulations on the purchase of your new home! Thank you for sharing your experience publicly and don't hesitate to contact me for any of your future financing needs.
Mike closed us in a short amount of time after we had numerous deals fall through. I would highly recommend Mike and his team and would not use anyone else in the future for all my mortgage needs.
Reply from Owner
April 2nd, 2019 12:00 AM
To see you and your wife in a beautiful home after some prior properties fell through was more than gratifying for me. Enjoy your new home! Congratulations!
Michael and his team were always kind, patient, encouraging and knowledgeable in helping me close smoothly, successfully, and on time. I highly recommend them to anyone needing a top-notch lender.
Reply from Owner
December 13th, 2018 12:00 AM
Elizabeth it was such a pleasure working with you to finance your new condo. Enjoy retirement as it has been well deserved and your condo is beautiful. I was so happy to see your dream come true!
As a first time home buyer I did not have much experience; Mike and his team were more than willing to help through the whole process. I am forever grateful and thankful for getting on contact with them!
Reply from Owner
December 13th, 2018 12:00 AM
Michael congratulations on your first home! Although you have closed I am your lender for life and hope to hear from you along the way. Enjoy your home, you certainly selected a great property!
From start to finish, the entire team kept me informed and allowed me to close on my home right on schedule. It was a pleasure working with them and im glas i chose them to help me.
Reply from Owner
November 29th, 2018 12:00 AM
As a first time buyer, you were absolutely with it every step of the way and I am so glad I had the chance to get you into your new home. Stay in touch and build great memories!
I would like to thank Michael Guthneck personally, for making my home buying experience which was easy and uneventful. When we got some issues with the papers from salers side MichaeI got personal attention on holding our persentage rate untill...
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Reply from Owner
November 29th, 2018 12:00 AM
Taras and Olga you are an amazing family in a new home in a great place! Enjoy your new home to the fullest and thank you for having confidence in me for one of the biggest decisions you will make in your life.
Nichole and her team worked day and night to make sure we got into our home by the date we needed to at a rate that worked for us. Nichole also helped coach me through the entire process! I have no hesitation in recommmending her and her team...
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Reply from Owner
November 20th, 2018 12:00 AM
Our team is so happy to see you in your new home. After multiple houses and a tough interest rate market it was a pleasure to make sure that you received the very best and closed on your dream home!
I have to thank Michael Guthneck and his team for all their hard work and hours of time spent working on getting me this home. He was professional and did everything in a very timely matter. The time spent on getting me in my new home is truly...
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Thank you Michael,Nichole and Staff for making the purchase of my home a wonderful and easy experience. Thank you for guiding me every step of the way. My gratitude is extended to Tricia, Nicole and the rest of your team. Thank you, thank you!...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org