Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Worked with this lender recently, overall was pretty satisfied. They were there when I needed to call and ask questions. As far as the people I worked with I am satisfied. This was my first mortgage, so I didn't realize how much information...
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Reply from Owner
April 2nd, 2019 12:00 AM
Thank you for your business and for choosing to work with me as a lender. It was such a pleasure to work with you on your purchase. Yes, the paperwork can be intensive but you were a trooper! Don't be a stranger! Stay connected and drop me...
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Michael and his team walked us through the process and kept us up to date on every step. In the end, we closed on our home with our new mortgage without any problems. It was smooth and seamless.
Reply from Owner
April 2nd, 2019 12:00 AM
I wish you only happiness in your new home. I enjoyed working with your family to get you in your "forever" home! You were great customers to service and were so diligent in the process. Thank you for choosing me as your lender!
The team was very helpful in identifying the best option for our families situation. They helped secure a loan with a great rate and provided constant contact throughout the process.
Reply from Owner
April 2nd, 2019 12:00 AM
I am happy to receive your 5 star review for myself and my team's lending experience that we provided you. Congratulations on your new home!
From day one I was very impressed with Michael. He took the time to call me and explain every step of the way. I put the offer in on New Years Eave and he took my phone call and got right to work. Closed in 40 days from signing contract. Very...
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Reply from Owner
April 2nd, 2019 12:00 AM
Thank you for your review and communication of the positive experience that you received by choosing to work with me.
Michael's friendly enthusiastic style makes his clients feel welcome. He is knowledgeable and takes his job serious. He goes the extra mile in order to help his clients achieve their goal. As a lender Michael is in the right field. I will definitely...
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Reply from Owner
April 2nd, 2019 12:00 AM
Congratulations on your new home! It has been my pleasure to service you and to be part of your home buying experience.
Nichole and her team made the process, which was very daunting as a first time home buyer, easy and smooth. Everything they needed was explained thouroughly and were able to get my to close in 35 days. Would highly recommend
Reply from Owner
April 2nd, 2019 12:00 AM
Thank you so much for vote of confidence and sharing your positive experience. Congratulations on your new home. Please enjoy your new home and stay in touch.
For purchasing our new home, U.S. Mortgage of NJ was fantastic! The process was flawless, and I had much less paperwork than what friends told me to anticipate. Also they always answered my questions promptly and correctly. The loan was funded,...
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Reply from Owner
April 2nd, 2019 12:00 AM
Making my clients happy campers is what I aim to achieve. I am happy that you closed on your new home exactly as planned and wish you continued happiness in your new home!
Very helpful and knowledgeable.Michaels team made the process quick and easy. Everyone was always professional and courteous. This is a great team to work with!
Reply from Owner
April 2nd, 2019 12:00 AM
Joyce the move from NY to NJ is always a big choice and I am so happy that I was part of this choice and able to provide you with a great lending experience. Enjoy your beautiful home!
Michael and his team from US Mortgage are very professional and worked very hard to help me in my time of need. They made my experience painless. I would recommend him and his team to everyone i know
Michael with all questions and helped us through the process in anyway we needed. Would recommend to anyone that is purchasing a house in the future.
Reply from Owner
April 2nd, 2019 12:00 AM
Thank you for your confidence in me and referring your friends and family. Congratulations on your new home!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org