Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael and the entire US Mortgage team were great. From the very beginning, we navigated together step-by-step through this cumbersome process. He and his staff were there supporting me all the way. While this process can be somewhat complicated,...
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I was so glad to have such a responsive and experienced team on my side during this very important and exhaustive process. Whenever I had a question or concern there was always someone just a phone call or message away to help. I always heard...
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First let me say that I wasn’t the easiest client. I had several issues that required a dedicated loan officer to work through these issues and get the job done! Michael Guthneck and his team worked tirelessly to get my loan approved and get...
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The team was amazing. We had many obstacles, they work around them, and help us as much as possible. They will work with you no matter the circumstance.
The whole team was very supportive throughout the whole process. Very quick to answer any questions that I may have had. Great rates and packages available.
Michael and Nichole and the crew were amazing! They worked with us from starting to look for a house in South Florida, to finally finding our family the perfect forever home in Central Florida, and every late night purchase scenario in between....
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Michael and Nichole Guthneck are beyond amazing. They worked with us for over six months. Gave us guidance on credit debt, interest rates, purchase price options. They even worked late in the night on multiple home scenarios. We really tested...
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Reply from Owner
April 2nd, 2019 12:00 AM
Kristin & Steve, It was beyond my pleasure to work with you. To make your dreams a reality was a challenge but an opportunity that I thoroughly enjoyed. Our connection to each other will not end here. Stay in touch!
As a first time home buyer, I was woefully unprepared for all of the things I was required to do. I'm incredibly grateful that my wife and I used the team of Michael, Nicole, and Tricia as our lenders. They walked me through the entire experience,...
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Reply from Owner
April 2nd, 2019 12:00 AM
Jack it was so much of a pleasure to work with you and Julee to own your first home! Congratulations!
Mr. Guthneck explained the mortgage process to me with the upmost and honest professionalism. I will recommend him to every person I know who is in need of financing.
Reply from Owner
April 2nd, 2019 12:00 AM
Thank you for choosing to work with me! It was such a pleasure to get you into your new home! I wish you so much happiness in your new home!
Michael and his crew did a perfect job and got me into my house quickly and efficiently. He gave me his cell phone number and was available whenever I needed him. He was conscientious and ready to answer my questions. I especially enjoyed the...
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Reply from Owner
April 2nd, 2019 12:00 AM
Lisa, It was so much fun getting an English teacher in a new home and have my emails critiqued! Please stay in touch and enjoy your new home. It was an honor to service you as a client. Thank you!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org