

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Here we are, post-purchase "Lender Review." I truly never thought I'd be here. Well, not this soon anyways... When this whole process began approx 2 months ago, It was truly on a whim. I did not have the best credit at this time (640), but...
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If you want someone who will do everything in their power to close on your house, then this is the team for you! They go above and beyond everyday for you, available 24/7 and they just don't give up. They are tenacious, encouraging and kind....
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I was having problem obtaining a homeowner's loan until I was referred to Michael at US Mortage.Michael and his team were tremendous.They guided me every step of the way, and answered all my queries. The communication was excellent and I was...
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Micheal and Nicole are very knoweldgeable and avalible to talk us through the home buying process whenever we hag any questions. Thank you for all of your help.
Working with Nichole truly made our experience buying a home stress-free. She was easy to contact at any time of the day and always made herself available. Although we never met, Nichole made working with the group such a personable experience,...
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Michael Guthneck and his associates are fantastic. They made the home buying process easier and answered any questions we had quickly. Amazing service!
Michael and Nichole were great to deal, very attentive to my needs and were there every step of the way. I would recommend everyone to them for any real estate transaction.Update a year later I refinanced with Michael and process was great...
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Michael and is team were extraordinary in their efforts to make our mortgage process go as smooth and clear as possible. Any questions or concerns Michael & his team were there immediately to explain any confusion. I couldn't ask for a better...
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Michael was great and very responsive every step of the way in my closing process. He is very knowledgeable and professional in his business. I highly recommend him for any Mortgage needs.
Michael, Nichole and their entire staff where a pleasure to deal with. All questions where answered promptly. Even after hours. Everything was as expected with no last minute hidden fees. I would use them again and will definitely recommend...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org