

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael amd Nichole were very helpful in financing our loan. We closed on time and in a timely fashion. They made themselves available to us whenever we needed.
Michael and Nichole are the most incredible lenders you could ever possibly work with! They always kept me well informed and made this process such a breeze!! They provided me with all the options I had when doing my loan and made sure I was...
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Reply from Owner
November 7th, 2019 12:00 AM
Thank you Robin for your trust and faith in me and my team to get you the best interest rate available and close you in a short time. Thank you for your business and choosing to work with me.
I closed my transaction in 10 business days and at a much lower interest rate than the original mortgage lender working with me. Michael and his team delivered every promise to me and now I closed on my home with a great interest rate. Michael...
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Reply from Owner
November 7th, 2019 12:00 AM
Gil, I know you will love Cooper City and Cooper City will love you back. It was a pleasure to get you closed quicker than the blink of an eye after you had a disappointing experience with another lender. I look forward to working with you...
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Michael and Nicole were amazing. This was a very tough closing, and they helped us all along the way. We would highly recommend using them as loan providers.
Our Morgage was closed right on time for the closing. Everything went so smooth during our process. Michael and Nichole were always able to be reached and his team as well. They did everything to get us the perfect rate. Very happy with everything,...
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It’s been a pleasure working with this team. They made sure that the process was as smooth as possible and had been very helpful and supportive every step of the way! Highly recommend working with them!
Buying a house is stressful. Michael Guthneck made it easy with the videos explaining what was the next step . We would recommend this mortgage company to family and friends. We were able to close on time because of the knowledge staff that...
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Michael was extremely helpful and responsive to our questions and concerns! I would highly recommend their services. We needed a lot of assistance and Michael got the job done.
Michael helped me out with every step and was quick. Would 100% recommend. He is fast working and very polite , it almost felt as if a family member was helping me out with every single step. Was extremely polite and concerned that I was taken...
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Michael and all the agents working with him are very attentive and caring I highly recommend! They treat you as if you’re Family. Thank you again mike
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org