Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
I’m Very happy with this professional team, Michael and his team, this is my second time that I worked with them and both time they always were available when I Had any questions and giving me updates about the process
I just want to start off by saying Micheal Guthneck and his team is amazing and if it wasn’t for them I would not be in the home I am in today Nichole was available all day and all night every weekend every Friday or Saturday night or morning...
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Mr G and him team made it very easy for me to complete this process. From the computerized forms to the phone calls throughout, things went very smoothly. As a divorced women that always let her husband “take care of things”, this process was...
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Michael Guthneck has been a dream to work with! He consistently answered all my questions and clarified things every step of the way, morning, noon, night weekends, he was never unavailable, even on holidays and vacations! He was thorough with...
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We were so pleased that Michael and his team were able to get our loan secured for us so quickly since that was part of why the seller accepted our offer. It was a real push for all of us, but they were smart, organized, and knew what they...
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Reply from Owner
January 17th, 2020 12:00 AM
Thank you for choosing to work with me and I know you will love your new home Sarasota!
Everything needed was addressed and handled professionally. I would recommend this team to anyone buying a home. They were able to beat any and all rates that I received from other lenders.
I received correspondence throughout the process and was continually updated as the loan progressed. The loan was a refinance so many other people had to be informed as well and by having all parties updated at the same time, made the process...
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Reply from Owner
November 20th, 2019 12:00 AM
Thank you Tom for your confidence and I am glad you were able to accomplish your financial goals with the right mortgage product!
Michael and his team made this process very easy and straight forward with prompt support along the way. Easy to reach and informative... They locked in the best rate available and connected me with all the right people in order to make this...
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Reply from Owner
November 20th, 2019 12:00 AM
Yosi thank you for your positive feedback on your lending experience. Enjoy your new home and fill it with happiness and new memories!
very easy to deal with kept me informed the whole way sent instructive and colorful videos to help me very informative as i was a first time home buyer kept me very at ease made it very easy to do business with. This was tough for me as i work...
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Reply from Owner
November 20th, 2019 12:00 AM
Thank you for choosing to work with me for your financing! I am always able to cater to schedules that are outside of the norm and glad that you were completely satisfied! Enjoy your new home!
Michael was fantastic. Mortgages after certainly not my forte, and Michael and his team guided me through the entire process. And I had several questions and Michael was never too busy to take the time to help me. I highly recommend Michael...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org