Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
This was my second time working with Michael and his team. Refiancing our home we wanted a lower rate which they were able to provide for us. Due to covid, they also waived the apprasial which was helpful. I would definitely work with Michael...
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Great team knows how to get the Job done! Everyone on the Team is professional and keeps the paperwork moving swiftly. Great experience and would highly recommend Team Guthneck.
Michael is always available, if you have questions or you need further information, he always back to you over the phone, emails or txt. He sends you regular updates about the paperwork process of your loan. It was a pleasure work with him.
Quick response to calls and text messages. Very knowledgeable and professional. Had a situation in which I needed a pre-approval on a property that had received 6 offers and the owner was going to make decision on in the morning and he responded...
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Fastest easiest mortgage i ever got. The rate on my loan was great and Nichole was always available to answer any questions. Perfect experience from start to finish. They will make sure your loan closes so you get your property. Thanks !!!
Michael Guthneck was very knowledgeable and available for any questions throughout the entire home buying process! I was very lucky and grateful to have such a strong support system when buying my first home!
Michael Guthneck Jr. was very hands on, constantly reaching out to us, always available (even at the latest hours) and went over and above to see us through to home ownership. He responded to questions quickly and made, what can be a very bumpy...
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Michael Guthneck and his team are miracle makers who made our dream of owning a home come true. Michael guided me through the loan application process every step of the way. His team courteously communicated with me to ensure all application...
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Michael and his team went above and beyond for us to meet our closing deadlines. His team is professional, knowledgable and reliable. Highly recommend working with them.
Working with Michael and his team made the mortgage process easy. From the start to the end they continually updated us and prepared us for the next steps.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org