Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
My experience was amazing. Michael and his team made me feel super comfortable and content made everything very simple straightforward no hidden agenda and got me overall the best rate on the market hands-down as I shopped around with multiple...
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Michael, Kelly, Matthias and the team did a great job with my mortgage refinancing. The process was quick and easy and I've already referred a friend. I highly recommend Michael.
Complete professional ...Walk me through the whole process... Everything was done on the timely manner.. I didn't have one single problem or worried... Made me feel very comfortable.. if you're looking for a lender he is your man..
Michael was great to work with. He always kept us updated and answered all of our questions very fast. We would definitely use Michael and his team again.
Mike and his team did a wonderful job of getting our loan completed on time. From start to finish, he kept in touch with us, if he was not available another member of his team would call us. We had to produce so many documents, and jump over...
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We refinanced our home with Michael and his team. They were on top of things and very efficient. We were able to close quickly and had no issues. Would recommend them to anyone.
Easy and fast to complete the process and very professional! He took time the time to answer our question and concerns. The whole team was very polite, professional especially during this Covid-19 pandemic.
Well after being left hanging by another broker who said he was working on my loan for many weeks (unfortunately my circumstances were too much for him to handle) I was referred to Mike. Thank goodness I was. My mortgage application was not...
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No hidden costs, everything is transparent and easy to follow. Always available when needed. We bought our house with Michael, and did the refinance a year after. No one beats his rate. Recommended!
Excellent professional, really on top of everything and really care about getting you to the finish line. She was always available and ready to explain what ever questions I had . It really made it smooth
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org