Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
Excellent service! They walked us through each step and explained everything. They made sure all documents were signed and reviewed. Would recommend and use this company again in the future.
Very friendly team and always eager to answer our refinance questions. Fast response time and fun videos that helped explain each step of the process.
They were great to work with, always available and explained things along the way. I would def recommend them to anyone looking to refinance. Also got a great rate! Better than I had expected.
Michael was so easy to work with, he made my refinance experience easy, fast and was able to get me really great rates. I would highly recommend him and his team to everyone.
We only have several weeks to close on our house and Michael and his team got it done for us. They were very helpful with all our questions and concerns.
I have been a Realtor and a Real estate investor for 15 years and have even had a run at doing mortgages myself and when I tell you, I have never come across a Mortgage team like Michael and Nichole in my entire Real estate profession, and...
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This company is the best mortgage company! They dot their I's and cross their t's with everything! They got the job done and in a timely manner! I look forward to using them in the future!
I absolutely love working with Michael's team. They understand & respect how busy I am, and this is my 3rd mortgage with them; can't see myself going anywhere else!
Michael was a fantastic loan manager.I was never pressured in making decisions and he help up make are decision with all the information we needed.He answered all my questions before we started to make out the application.We would highly recommend...
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Michael Joseph Guthneck, Jr.'s team was great once again. Quick responses to any questions I had along the way. They sent quick and easy videos during the process which was helpful to understand. I also used them when I bought my home and I'd...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org