Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours
Mon
24 hours(Open now)
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Reviews from Web
Michael and his team have exceeded my expectations. They provided Great service throughout the process and were always there when I called to answer my questions. Can not ask for much more. It was a little more difficult for me as a business...
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I was recommended to Nicole through my cousin and God bless him for that.As being a first time home buyer, Nicole and her team work diligently to provide guidance and hold my hand throughout the process. They were able to tell me what documents...
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Very good team here in the mortgage industry please use them you won't regret it. Best team in the lending industry. Nichole and michael know what they are doing when it comes to home buyers. Everyone from start to finish was very attentive...
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Michael and his team are very attentive to their customers. They are always available. It was easy to complete application process. The process moved very rapidly and closing was on the expected date.
Mike was very helpful throughout the entire process and was always available, morning to night, seven days a week. Every question we asked was answered and if further insight was needed it was done expeditiously. I felt very comfortable during...
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As a first time single home buyer, at age 73, I was scared stiff! When I first called Michael for pre approval, he sensed my insecurity and guided me through the process with information, guidance and humor! Whenever I called, he answered immediately...
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Reply from Owner
October 21st, 2020 12:00 AM
I enjoyed working with you and wish many years if happiness in your new home! Congratulations!
Michael and his team were a pleasure to work with. They made the home buying process go as smooth as possible, I would not use any other lender in the future!!!
Reply from Owner
October 21st, 2020 12:00 AM
It was such a pleasure working with you and navigating you through your new home purchase. Thank you for choosing to work with me!
Best people to work with they get you in the application process right away and get you the approval as soon as possible best rates that are out there and can beat any other way to bring to them.
We could not be happier with Michael Guthneck and his team-they are five stars all the way. Everything was handled in a professional, timely and efficient manner. As a first time home buyer the attentive and impeccable service we received was...
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The Guthneck team provides a level of customer service that is extremely rare in the mortgage industry. They are the Best mortgage lenders I have worked with. I’m a customer for life!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org