Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours
Mon
24 hours(Open now)
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Reviews from Web
From getting an offer in to finnally closing the deal, the team worked diligently with me throughout the process. I would like to especially recognize Kelly for taking her time to go through pages of documents with me to make sure the information...
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All work done ,on my refinancing on my home,was done, at the best finance rates and we closed right on time, the staff was very helpful, all my questions answered asap, thank you for all your advice, even in a pandemic got the job done.
The Guthneck team was amazing very responsive and made the process as painless as possible during our refi Nicole took the time to answer all of our questions and helped with our unique situation ! Was thrilled with our new rate and how much...
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Easy to work with! Loan closed quicker than expected. The whole team was helpful and communicative, they would also respond to all inquiries and all data i provided quickly.
Good knowledge and able to communicate. He was very busy but he has a dependable team.There was a problem with a check that got lost but they paid for cancelling the check and we sent another. They cover the expense. It was a little disorganized...
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Worked hard to get us a great rate and everything went smooth, and kept us informed the whole way through, couldn't be happier! Great person to work with!
I worked with Michael and his team to refinance my mortgage. He was able to move very quickly - everything was all set and closed in a month. He worked with me a few mortgage length scenarios to arrive at the one that fit my needs best. I was...
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This review is for my loan officer, Michael Guthneck. He was amazing, responsive and efficient. Some of the staff that I dealt with at his office were not responsive to calls when I had questions and not necessarily polite when I spoke to them....
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Michael Guthneck far exceeded beyond my expectations. My loan was processed expediously and his loan team worked hard to accomplish this. I was explained everything through out the loan process. I was explained the rate and and the fees/closing...
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We found this team to be professional, easy to work with, accessible, and fair. I would work with them again in a heartbeat and have already recommended them to friends.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org