Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael and the team were very prompt, efficient, knowledgeable, and easy to work with! They helped me close sooner than planned which I was thankful for!
It was a pleasure to work with them to secure a mortgage to purchase our vacation home. We were kept informed throughout the entire process and they were always available to answer our questions and address our concerns. They went above and...
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This is our second time using Michael Guthneck for our Mortgage needs. Mike goes above and beyond to get our paperwork processed in a timely fashion. His fees are the lowest around, but more importantly he did not waste our time. I am a very...
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Michael was dependable and unwavering in his commitment to provide us with an ultra-low rate and an on time closing. The professionalism and attentiveness we received from him was exceptional. Michael's steadfast approach resulted in getting...
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As first time buyers, my husband and I are pleased with the process it took with this company to purchase our forever home. I recommend this company to anyone looking for their forever home as well.
Michael and his coworkers were absolutely great, they guided me to the process asking all the documents I needed and why I needed.They use also the digital signature and videos to make everything smooth and under control.I'm glad I had the...
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Pretty good company .They're fast friendly knowledgeable and professional. Everyone went exactly as stated with the best rates out there. Highly recommend.
I worked with the NP,Inc team on the financing and purchase of my new home! They were fantastic. Made an extremely stressful process smooth and worry free. They said they could close in an short time period and we did with no hiccups on there...
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Michael was great to work with throughout the transaction. He was responsive at all times and so was Nichole. They are great people and experienced professionals who helped answer any questions along the way. Would be happy to recommend them...
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We had a wonderful experience with Michael and Nichole! I would highly recommend them to anyone! We we’re first time home buyer’s and Michael and Nichole made our experience easy and kept us informed every step of the way. I was actually blown...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org