Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
This is the third house I’ve purchased, and I’ve never experienced customer service, loyalty, one on one service they way I have with Nicole and her team. My situation was complicated because of COVID-19, but yet, each step of the way, Nicole...
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Mike and his team are a pleasure to work with. This is my second time Team Guthneck and they never fail to deliver. As a veteran I like to do business with other veterans when possible and Mike's attention detail is evident in all that he does....
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The easiest refinance I’ve ever done. From the beginning to closing was just about a month. And this was during the holidays. Everything was just as expected. Always responded quickly to any questions I had. Will definitely refer them to anyone...
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I was amazed at how easy and quickly the Guthneck team was able to arrange financing for our new home. I only had to provide a few things, verify some information, and we got approved in around 10 days. They are extremely responsive via email,...
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Our lender provided us with a low rate and was able to fit the closing of the home within a very short time frame. They were extremely prompt & walked us through the entire process from start to finish.
This is my second time working Mr. Guthneck . I had many many questions on the first "go-round" with him, which him and his staff saw me each step ! The second time I thought would be a bit more complicated due to the pandemic ! But no way...
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Michael, Nichole and their team at US Mortgage were fantastic. They provided great customer service around the clock and worked quickly to prepare my loan. Would highly recommend to friends and family!
Michael was knowledgeable, efficient and delivered what he promised to me in a very professional manner. He managed to get me an extremely good rate and it was a pleasure dealing with him. I would recommend him to anyone needing a mortgage.
Michael was the ultimate professional! He explained each process every step of the way. Because of his guidance, I was able to provide the exact information to make the process smoother than I could have imagined. I was able to close in record...
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This is the second home Michael and his team have helped us purchase. Michael and his team are very thorough and are always available and willing to assist with questions even if it is something outside their wheel house. HIGHLY RECOMMEND!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org