Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
The process with US Mortgage with Michael Gutneck and his team was the best and most worry less process that we had ever thought. From the first contact he was fast clear and concise with his response. Everything he mentioned and promised from...
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Michael was extremely professional and diligent he really went out of his way to keep us up to date on how everything was moving along what to expect and what to do if something out of the ordinary would arise thankfully nothing did. We're...
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Everything went pretty well. The closing took place in the expected time frame which was good. The team was responsive and got back to us in a timely fashion.
Working with Mike and his team made the process effortless. They were responsive to any questions and quick to act. Pleasure doing business with. Would recommend.
Lender good faith loan estimate was close to final. Customer service was great, always answered my questions and concerns. I will definitely be contacting Mike Guthneck again for my next home purchase.
Michael and his team are the best of the best ! This is the second time in 2.5 years we used him as our mortgage lender and it has been nothing but a great experience. He is always available to talk to you , answer questions , explain the process...
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From the moment we called Michael , Nicole &Guthneck team, they got us thru the process, even when stumbling upon issues of our own that created a bump for Nicole and her team, they worked with us , they guided us in the right path all the...
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Guide me through all the process step by step; acurate and smooth paperwork process, and finalized on estimated time. Great team and definitely will recomend it to friends and family!!!Great team!!
Easy process, very nice people. They took the time to communicate the details of how this process works. The online upload was very easy and user friendly. The loan closed as expected
Michael Guthneck and his team went above and beyond to help us refinance. They were persistent in reaching out to us and kept us on track throughout the whole process. We had several issues which delayed us from moving forward such as, an inability...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org