

Michael Farmer
Mortgage Loan Originator

Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Reviews from Web
Michael Farmer was extremely helpful! He was super helpful, answered every phone call and text, and patient with my constant questions/anxiety. I couldn't have asked for a better loan officer.! As a first time home buyer I was nervous, scared...
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Absolutely phenomenal!! I cannot say enough about Michael Farmer, he made the buying process for our home so easy he handled everything. And when I say everything I mean everything! I gave him the information and he took it and went with it...
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Absolutely phenomenal!! I cannot say enough about Michael Farmer, he made the buying process for our home so easy he handled everything. And when I say everything I mean everything! I gave him the information and he took it and went with it...
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Michael was extremely patient and informative throughout the entire process. He went above and beyond to help us get the best rate! He worked day and night to help us close as early as possible and communicated with us the entire time! Michael...
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Reply from Owner
October 21st, 2020 12:00 AM
It was such an honor to your loan after knowing you for the past 13 years! I'm extremely proud of you!
Buying a home is a very stressful time, but Michael puts you at ease. His professionalism and demeanor were top notch. Any questions I had, an answer was provided with a detailed explanation. I couldn't have picked a better lender but most...
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Reply from Owner
October 21st, 2020 12:00 AM
Amanda, can you believe it has been over 30 years that we have been friends? Where did the time go. You were an awesome client. I'm so happy to see you in this well deserved home!
I was referred to Michael by a family member and friend. We have all been extremely satisfied with his support. He will work for you and with you to make the process go as smoothly as possible. He was able to work through issues and my end...
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Reply from Owner
October 14th, 2020 12:00 AM
Thank you so much Ryan. I am really proud of you! Keep it up brother!
I cannot say enough about the fantastic support that we had gotten from Michael through our whole buying process. He had been very patient with us and quick to help in many ways that I never would have expected from a lender all throughout...
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Michael Farmer is a saint, I swear! As a first time home buyer, I was so far out of my depth, I couldn't see the ground. But thanks to Michael Farmer and Alcova, I was able to get approved and buy my very own house! Michael helped me throughout...
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Where has Michael been all my life?!!!!! It was such a pleasure working with him. He is very professional, yet so amazingly gracefully and caring about what he does. We walked through the door broken from a horrible experience with another...
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This letter is one of much gratitude and appreciation for the hard work you put towards the closing of my home. There are really not enough words to express how much I appreciate your time and dedication. There were so many hurdles to overcome...
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Reply from Owner
May 29th, 2018 12:00 AM
Thank you so much Hope! You were an awesome client and a great friend. I know we went through a lot together but in the end it was all worth it. We both learned a lot from the process!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.