

Michael Farmer
Mortgage Loan Originator

Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Michael was honest & helpful with every step! Being my first time buying a house, he made it so easy from what others told me. Smooth as a baby bottom. I have referred Michael to my sister in law. I thank Michael so much for everything easy,...
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Michael is quick, efficient, and helpful. There were some challenges at the end around lining up an assessor, yet this was well beyond his or Alcova's control.
Everything was great! The communication between each other ( between each staff member to the other) could be a little better. Other than that I had a great experience. Thank you for all your help!
It’s great that we are finally in our new home. Thank you.
Mr Farmer was a very caring determined gentleman who always insured me that he was here to help me understand anything I may have questions about he would always say DONT NEVER HESITATE TO ASK
Michael is thorough, pleasant and efficient. Super open with communication and available to answer any questions I had. Will definitely recommend to friends. Fantastic from start to finish!
Knowing Michael for serval years, we have talked about me buying my first home. Thinking that dream wouldn’t become a reality; With Hard-work, Determination, and Patience I am a Home Owner! The Knowledge; Kindness, and Charisma of the buying...
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Michael is personable, knowledgeable, and prompt with his communication. He was great to work with and I would without a doubt love to work with him in the future.
After receiving word back from State employees credit Union that I no longer qualified for the loan they initially approved me for I was distraught. I was given Michael's information and I contacted Michael on February the 9th and needless...
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After receiving word back from State employees credit Union that I no longer qualified for the loan they initially approved me for I was distraught. I was given Michael's information and I contacted Michael on February the 9th and needless...
read more
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.