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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Working with Mike at Guild Mortgage was a great experience. He is experienced, trustworthy and dependable. I highly recommend him to anyone who needs a mortgage lender. Sincerely, Debbie
Reply from Guild Mortgage - Michael Eberhardt
March 31st, 2025 03:31 PM
I'm delighted to hear that your experience with Guild Mortgage was so positive. It was a pleasure assisting you, and I truly appreciate your recommendation.
Michael Eberhardt was great. He was so knowledgable and supporative thoughtout this process. Both Michael and Candace were absolutely wonderful to work with. I appreciate them so much.
Denise and Tim Graff
Reply from Michael Eberhardt
March 30th, 2025 01:17 PM
I'm thrilled to hear that you had a positive experience with us. It was a pleasure assisting you throughout the purchasing process. Both Candace and I are grateful for your kind words and appreciate your trust in Guild Mortgage.
It's a pleasure working with sharp people, timely updates. I never had to ask for anything. It's the kind of service you want. Very professional. Highly recommended.
Reply from Guild Mortgage - Michael Eberhardt
March 18th, 2025 07:52 PM
Steve, I'm thrilled to hear that you had such a positive experience working with me and the team at Guild Mortgage. Providing timely updates and ensuring you never have to ask for anything is exactly what we strive for, and I'm glad it made...
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communication
Reply from Guild Mortgage - Michael Eberhardt
March 18th, 2025 07:52 PM
Hi Rory, Thanks for taking the time to leave a review. I appreciate your feedback on the communication aspect of your experience. Keeping communication clear and effective is a priority for me, and I'm always looking for ways to improve. If...
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Michael and Candace were incredible with communicating throuhgout the process, advocating for our client's best interest with the mortgage process and navigating the inspection requests/cash in lieu of repairs. They are patient, knowledgeable...
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Reply from Guild Mortgage - Michael Eberhardt
March 4th, 2025 04:12 PM
Andrew, thank you for your glowing review! I'm thrilled to hear that you felt supported and well-informed throughout the mortgage process. Candace and I are committed to advocating for our clients and ensuring everything goes smoothly, so it’s...
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Thank you so much for all your help and making this all possible!
Reply from Guild Mortgage - Michael Eberhardt
February 28th, 2025 09:01 PM
Thank you, Madeleine! It was a pleasure working with you and helping you achieve your homeownership goals. I'm thrilled to hear that you had a positive experience. If you ever have any questions or need assistance in the future, don't hesitate...
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My client needed a quick 10 day close and your team was able to meet those expectations and close in time! Communication by email, text and calls were great! Thank you for taking care of my valuable clients!
Reply from Guild Mortgage - Michael Eberhardt
February 25th, 2025 03:57 PM
Ruby, I'm thrilled we could meet the 10-day closing goal for your client! It was a team effort, and I'm glad our communication lines were spot-on throughout the process. Thank you for trusting us with your valuable clients. Looking forward...
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They worked hard, easy to work with, helped me out on any questions
Reply from Michael Eberhardt
February 25th, 2025 03:58 PM
Michael, thank you so much for the kind words! It was a pleasure working with you and helping you through the home purchasing process. I'm thrilled to hear that you found the experience easy and that I could assist with your questions. If you...
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Michael worked really hard and was prepared and organized and very sure that we will get the loan approved.
Reply from Michael Eberhardt
February 19th, 2025 03:32 PM
Thank you, Razan, for taking the time to leave such a positive review. I’m thrilled to hear that you appreciated my efforts in getting your loan approved. It was a pleasure working with you through the process, and I’m glad I could make it...
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He was great job
Reply from Michael Eberhardt
February 19th, 2025 03:32 PM
Thank you so much for your kind words, Ji. I'm thrilled to hear that you had a positive experience with your home purchase. It was a pleasure working with you and helping you navigate the process. If you ever need anything in the future, don't...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.