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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Reviews from Web
He was very Helpful In helping me buy a home and got everything done very quickly. I would recommended him to others!
Reply from Michael Eberhardt
February 19th, 2025 03:32 PM
Thank you, Ji, for your kind words. It was a pleasure assisting you in buying your home, and I'm thrilled to hear that you were happy with the speed and service. Your recommendation means a lot to me, and I'm always here if you need anything...
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I think you can use any company but it is the experience and knowledge of the people who manage your loan process that make the difference. I have used Mike and Candace Eberhardt personally and, as a Realtor, have referred them whenever possible....
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Reply from Owner
February 19th, 2025 03:32 PM
Thank you so much, Monica, for your kind words and trust in us. It's incredibly rewarding to know that our efforts to make the loan process clear and stress-free are appreciated. Candace and I genuinely care about making every client's experience...
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I think you can use any company but it is the experience and knowledge of the people who manage your loan process that make the difference. I have used Mike and Candace Eberhardt personally and, as a Realtor, have referred them whenever possible....
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Reply from Michael Eberhardt
January 29th, 2025 04:00 PM
Monica, thank you so much for your glowing review and the five-star rating! It's always a pleasure working with you, both personally and professionally. I'm thrilled to hear that our efforts to provide clear information and a smooth loan process...
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I think you can use any company but it is the experience and knowledge of the people who manage your loan process that make the difference. I have used Mike and Candace Eberhardt personally and, as a Realtor, have referred them whenever possible....
read more
Reply from Michael Eberhardt
January 29th, 2025 04:03 PM
Thank you so much for the stellar review, Monica. I'm thrilled to hear that you had such a positive experience with our loan process at Guild Mortgage. It's always our goal to clearly explain every step to our buyers and make the process as...
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We have used Mike and Candace Eberhardt for several personal loans and as a Realtor, have referred them as well. NO complaints...everyone has been more than happy with the process, and their experience is an essential part of that.
Reply from Michael Eberhardt
January 29th, 2025 04:01 PM
Thank you, Gary, for the phenomenal review and for your trust in referring us to others. It's always a pleasure to work with you and provide the best possible loan experiences. We value your business and look forward to continuing our relationship....
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Appreciate all your hard work for a smooth transaction!
Reply from Michael Eberhardt
January 29th, 2025 04:03 PM
I'm so pleased to hear that you found our transaction to be smooth, Marlo. It's always my goal to make the loan process as seamless and stress-free as possible. Hearing that you're satisfied with the service you received from Guild Mortgage...
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Michael was patient and careful to explain all of my questions as I was a first time home buyer. He worked very well with my agent and has a vast knowledge of the mortgage process in general. I believe he made the process as simple and streamlined...
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Reply from Michael Eberhardt
January 29th, 2025 04:01 PM
Hey Lisa, I'm delighted you found our sessions informative and helpful in your home-buying journey! It was a pleasure working with you and your agent and I am glad I could assist in making the mortgage process as efficient as possible for you....
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thank you for great communication and LSU updates
Reply from Michael Eberhardt
January 29th, 2025 04:02 PM
Glad to hear you found the communication and LSU updates helpful, Randy! Your feedback is much appreciated. I'm always here to assist in making your mortgage purchasing process smooth and easy at Guild Mortgage. Although we hit the 4-star mark...
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The process was smooth and was done quickly.
Reply from Michael Eberhardt
January 10th, 2025 07:43 PM
I'm thrilled to hear that your refinancing process went smoothly and was completed quickly, Adriana. It's my mission here at Guild Mortgage to provide superior service and make things as easy as possible for our clients. Your 5-star review...
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Mike, thank you so much for holding our hands through this entire journey. From start to finish, you made us feel supported and showed us that homeownership is truly possible. You helped us see what a great investment we’re making for our family’s...
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Reply from Michael Eberhardt
November 7th, 2024 10:19 PM
I'm thrilled to hear that you're happy with the experience my team and I provided! Wishing you all the best in this exciting new chapter as a homeowner.
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.