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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Mike has been our go-to call for years now on anything mortgage related and we couldn’t be happier! He’s responsive, easy to work with, and has a way with always finding us a better deal than we’ve been able to at other places.
Reply from Guild Mortgage - Michael Eberhardt
July 22nd, 2025 05:33 PM
Mathew, I'm genuinely grateful for your long-standing trust and support. It's rewarding to know that you've found my assistance helpful and that I've been able to secure favorable deals for you. Your satisfaction is important to me, and I'm...
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Process was streamline and easy to complete.
Reply from Michael Eberhardt
May 30th, 2025 04:34 AM
I'm glad to hear that the refinancing process was streamlined and easy for you. It was a pleasure assisting you with your refinance at Guild Mortgage. If you have any further questions or need assistance in the future, feel free to reach out....
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Dear Mike,Thank you so much for all your help with my loan and for going above and beyond to help me close on my house. I truly appreciate your hard work, dedication, and attention to detail throughout the entire process. You made everything...
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Reply from Guild Mortgage - Michael Eberhardt
May 5th, 2025 05:36 PM
I'm delighted to hear that your loan process was seamless and manageable. It was a pleasure assisting you, and I truly appreciate your kind words about my dedication and professionalism. Thank you for trusting me to help with your home purchase....
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Fantastic experience, always available to answer any questions, and was 100 percent on top of everything. Highly recommend, I won’t use anyone else.
Reply from Owner
May 5th, 2025 05:37 PM
I'm thrilled to hear that you had such a fantastic experience. It was a pleasure being available to answer your questions and ensure everything was handled efficiently. Thank you for your high recommendation and trust in my services.
Dear Mike and Candace,I just wanted to extend my deepest thanks to you both for all your help and support throughout the loan process and the journey to closing on my new home. Mike, your hard work, dedication, and guidance made what could...
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Reply from Guild Mortgage - Michael Eberhardt
May 1st, 2025 03:08 PM
I am thrilled to hear that your experience with the loan process was smooth and manageable. It was a pleasure for both Candace and me to support you on this important milestone. Thank you for your kind words and for trusting us to assist you...
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Mike is one of the best lenders that I have been associated with in over 40 years as a broker in two states.
Reply from Guild Mortgage - Michael Eberhardt
April 21st, 2025 07:23 PM
I'm thrilled to hear such positive feedback from you, Curt. It was a pleasure working with you, and I greatly appreciate your kind words and trust. If there's anything more I can assist you with in the future, please feel free to reach out.
Mike and Candice made our first time home purchase significantly easier than we ever expected. We would highly recommend him to anyone looking to purchase a home.
Reply from Guild Mortgage - Michael Eberhardt
April 19th, 2025 05:04 PM
I'm thrilled to hear that your first home purchase went smoothly. It was a pleasure working with you, and I appreciate your recommendation. If you have any future needs or questions, feel free to reach out.
Professional and friendly. His goal is that you have a great experience even in times of stress
Reply from Owner
April 19th, 2025 05:04 PM
I'm pleased to hear that you found the experience professional and friendly. Ensuring a great experience, even during stressful times, is a priority for me. Thank you for your kind words.
He wanted me to have a great experience by keeping me updated. And that I understood what was needed in a timely manner. Always friendly.
Del N.
Reply from Guild Mortgage - Michael Eberhardt
April 11th, 2025 04:15 PM
I'm thrilled to hear that you had a great experience with the mortgage process. Keeping you updated and ensuring you understood everything clearly was my priority. Thank you for your kind words.
Mike is an exceptional loan officer—knowledgeable, highly responsive, and always willing to assist my clients. They were thrilled to work with him again for their third purchase!
Reply from Guild Mortgage - Michael Eberhardt
April 1st, 2025 09:41 PM
I'm delighted to hear that you and your clients had such a positive experience. It was a pleasure assisting with their third purchase, and I appreciate your kind words. Thank you for your trust in my service.
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.