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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a...... Show More
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Made the whole process easy
Reply from Guild Mortgage - Michael Eberhardt
May 15th, 2026 03:24 PM
Jeffrey, I appreciate your kind words. I'm glad to hear that the process was easy for you. If you have any more questions or need further assistance, feel free to reach out.
Michael and Candace know their stuff and made the purchase on a manufactured home with down payment assistance very smooth for my first-time homebuyers. They always take great care of our clients. Thank you for yet another great closing.
Reply from Guild Mortgage - Michael Eberhardt
May 14th, 2026 06:53 PM
Liz, I appreciate your kind words about the closing process. I'm glad that Candace and I could assist in making the purchase smooth for your first-time homebuyers. Your trust in us means a lot, and we're always here to support your clients'...
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Pleasure to work with any putting my mind at ease
Reply from Guild Mortgage - Michael Eberhardt
May 8th, 2026 07:37 PM
Jeff, I'm pleased to hear that working with me has been reassuring for you. It's important to me to provide a smooth and stress-free experience. Thank you for sharing your kind words.
Mike & Candace are excellent! They are very thorough and break down all the numbers so everything is easier to understand. They are extremely knowledgeable & honest. They made our experience with getting funded an easy & stress free experience....
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Reply from Guild Mortgage - Michael Eberhardt
May 7th, 2026 04:08 PM
Sayuri, I appreciate your kind words about my work with Candace. It's appreciated to know that our efforts to make the funding process clear and stress-free were helpful for you. Your recommendation means a lot, and we're grateful for your...
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I am very happy with the house I ended up buying under good terms and conditions.
Reply from Guild Mortgage - Michael Eberhardt
March 28th, 2026 04:27 PM
I'm pleased to hear that you're satisfied with your new home and the terms secured, Joon. Ensuring a positive outcome for you means a lot to me, and I'm glad it all worked out well. If you have any questions or need assistance in the future,...
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My experience with Mike was amazing! He was very detailed oriented and communicated everything on a timely manner. Even with a couple of hiccups with the seller, he was able to pivot and make everything work. It was a honor to work with Mike...
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Reply from Owner
March 28th, 2026 04:28 PM
Susan, I appreciate your kind words. I'm pleased to know that you found the communication clear and timely throughout the process. Addressing challenges and finding solutions is key, and I'm glad things worked out despite the hurdles with the...
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Mike and Candace were attentive from the very beginning of this process. My client and I were extremely happy with how detailed and communitive they were with us every step of the way.
Reply from Guild Mortgage - Michael Eberhardt
February 18th, 2026 08:28 PM
Susan, I'm pleased to hear that you and your client had such a positive experience with the level of detail and communication throughout the process. I strive to ensure attentiveness from start to finish, and it's encouraging to know that both...
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Working with Mike and his team during my home purchase was truly a lifesaver. Mike handled everything with professionalism and total confidence. He and his team kept me informed every step of the way and made the process smooth and manageable....
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Reply from Guild Mortgage - Michael Eberhardt
February 18th, 2026 08:29 PM
Gina, I appreciate your kind words about my services during your home purchase. It's reassuring to know that you felt well-supported and informed throughout the process. I'm glad that the experience was smooth for such an important milestone....
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Mike will go above and beyond to provide excellent service. He makes himself available every step of the way.
Reply from Guild Mortgage - Michael Eberhardt
February 6th, 2026 12:33 PM
Craig, it's great to hear that you found my service helpful and consistent. Being available and attentive at every stage is important to me, and I'm pleased it made a positive impact on your experience. Thank you for your kind words and trust...
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Mike and Candace provided excellent service and went above and beyond in order to allow us to achieve our goal of home ownership.
Reply from Guild Mortgage - Michael Eberhardt
February 5th, 2026 05:27 PM
Craig, I'm pleased to hear you felt the service Candace and I provided was beneficial in achieving your goal of homeownership. It's important to me that our efforts support your journey in a meaningful way. If there's anything more I can do...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Search Rank ScoreLearn More →
732
/850
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Addresses and Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 1050943; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.