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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Made my first home a brease. A very good team member to have.
Reply from Guild Mortgage - Michael Eberhardt
September 4th, 2026 11:09 AM
Jonathon, I appreciate your kind words. I'm glad to have been a helpful part of your first home-buying experience.
Made my first home a brease. A very good team member to have.
Reply from Guild Mortgage - Michael Eberhardt
September 4th, 2026 11:10 AM
Jonathon, I appreciate your kind words. I'm pleased to hear that your first home experience was smooth and that you found my support helpful.
Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Sylvia S
Reply from Owner
September 4th, 2026 11:09 AM
Sylvia, thank you for the perfect rating. I'm pleased to know that your experience was positive!
Mike was always available to answer our questions. He was always polite respectful professional and we feel he did everything to help us the best he could. My family and I are very happy to work with him as he cares about the clients. Thank...
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Reply from Guild Mortgage - Michael Eberhardt
August 6th, 2026 03:48 PM
Sylvia, I appreciate your kind words and I'm pleased that you and your family had a positive experience working with me. It's important to me to be available, professional, and respectful while assisting my clients. Thank you for trusting me...
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Mike is a great person to work with. He is very patient, knowledgeable, and communicates well. I would highly recommend!
Reply from Guild Mortgage - Michael Eberhardt
August 3rd, 2026 07:00 PM
James, I appreciate your kind words and recommendation. I'm pleased to hear that you found my patience and communication helpful. If there's anything else you need, feel free to reach out.
Very helpful thru the whole process.
Reply from Guild Mortgage - Michael Eberhardt
June 17th, 2026 03:34 PM
Jennifer, thank you for your feedback. I'm pleased to hear that you found the process helpful. If there's anything more I can assist you with, please feel free to reach out.
Quick acting and knowledgeable staff. Great people to work with, we will definitely use them again in the future!
Reply from Guild Mortgage - Michael Eberhardt
June 16th, 2026 07:50 PM
Mario, I appreciate your kind words about my team at Guild Mortgage. It's great to know you found our staff quick and knowledgeable. I'm looking forward to working with you again in the future!
The loan officer was very time efficient with his work, made the process easy for us, and very supportive with any questions we needed answered.
Reply from Guild Mortgage - Michael Eberhardt
June 15th, 2026 06:05 PM
Kevin, I appreciate your kind words. I'm pleased to know that my efficiency and support made the process easier for you. If you have any more questions in the future, feel free to reach out.
From beginning to end, Mike was in contact leading me through my loan process. He made sure all deadlines were met to meet the closing date. I would definitely recommend Mike and will work with him in the future.
Reply from Guild Mortgage - Michael Eberhardt
June 11th, 2026 05:27 PM
Merrillee, I appreciate your kind words and recommendation. I'm glad to hear that my communication and attention to deadlines made your loan process smooth. I look forward to working with you again in the future.
Response time to inqueries was great, however improvement on being consistent on weekly LSU deliveries without needing to request one would have elevated the experience from the Seller side.
Reply from Guild Mortgage - Michael Eberhardt
June 10th, 2026 05:37 PM
Raquel, thank you for your feedback. I'm pleased to hear that my response time met your expectations. I appreciate your suggestion about the weekly LSU deliveries, and I'll work on improving that consistency. If there's anything else you'd...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# BK-BR-01; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.