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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Mike really went the extra mile to negotiate with the Insurance of the HOA to remove a barrier that was preventing our client from getting financing for the condo.
Reply from Owner
October 4th, 2025 04:32 PM
Kristie, we appreciate your review. It's rewarding to hear that Mike was able to assist with negotiating the necessary changes with the HOA insurance to help your client secure financing. Our goal is always to find effective solutions and support...
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Mike really went the extra way to negotiate a change with the HOA's insurance policy wthat would allow the financing for our client!
Reply from Michael Eberhardt
August 7th, 2025 06:42 PM
Kristen, thank you for your feedback. I'm glad I could help negotiate the changes needed with the HOA's insurance policy to secure financing for your client. Going the extra mile to find solutions is something I take pride in, and it's great...
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Mike and his team went above and beyond. I am thoroughly as satisfied with the level of care, attention, and communication I received. Highly recommend!
Reply from Michael Eberhardt
September 3rd, 2025 02:22 PM
Christy, we're pleased to hear about your satisfaction with the care and communication provided by Mike and his team. It's rewarding to know that their efforts made a positive impact on your experience. We appreciate your high recommendation...
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I highly recommend doing business with Michael at Guild Mortgage. He is a consummate professional and knows this business from top to bottom. If you are in need of a lender, Mike will treat you like a human, not a paycheck. He is reliable,...
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Reply from Owner
July 22nd, 2025 05:30 PM
Thank you so much for your recommendation and kind words. I'm glad to hear that you felt respected and valued throughout the process. It’s important to me that my clients feel supported and understood. If your family ever needs lending assistance,...
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What made my experience great with Michael begins with the level of communication. He always communicated all information in understandable language and detail. Second, was his availability. Michael always answered my phone calls and texts...
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Reply from Guild Mortgage - Michael Eberhardt
July 22nd, 2025 05:30 PM
Greg, I truly appreciate your thoughtful and detailed review. I'm glad to know that my communication style and availability made a positive impact on your experience. Navigating challenging situations and ensuring you felt supported was important...
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I would like to thank Michael Eberhardt and all the folks at Guild Mortgage for guiding me through the loan process and helping me realize my dream of owning a home. Michael's professionalism, patience and allowing me to confide in him as a...
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Reply from Michael Eberhardt
July 22nd, 2025 05:31 PM
Stephen, thank you for sharing your kind feedback. I'm truly pleased that my support and guidance made a difference for you during the loan process. Knowing that you felt comfortable and supported means a lot to me, and it's wonderful to hear...
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Just wrapped a challenging deal with Michael on the loan side, and his steady presence made all the difference. He stayed ahead of every curveball. Quick updates, clear explanations, and a genuine determination to push the file across the finish...
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Reply from Owner
July 22nd, 2025 05:32 PM
Monika, thank you for sharing your experience. Navigating a challenging deal can be taxing, so I'm glad to hear that my communication and persistence supported you through this process. It's gratifying to know I could help keep things on track...
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Michael Eberhardt and his team at Guild Mortgage went way above and beyond assisting with my home purchase. I highly recommend them!
Regards, Steve
Reply from Owner
July 22nd, 2025 05:32 PM
Steve, thank you for your recommendation and warm words. I'm glad to hear that my team and I could go above and beyond in assisting with your home purchase. It was a pleasure working with you and being a part of this important step in your...
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He was invaluable to the whole process and answered all of my questions.
Reply from Guild Mortgage - Michael Eberhardt
June 21st, 2025 04:01 PM
I'm thrilled to hear that I was able to assist you throughout the process and provide the answers you needed. Thank you for your kind words and for choosing Guild Mortgage.
Mike has been our go-to call for years now on anything mortgage related, and we couldn’t be happier! He’s responsive, easy to work with, and always has a way of finding us better deals than other places.
Reply from Owner
July 22nd, 2025 05:33 PM
Mathew, I truly appreciate your continued trust and support over the years. It's been my pleasure to be your go-to resource for all things mortgage related. I'm glad to hear that you find me responsive and that I've been able to get you favorable...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.