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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Got the job done quickly. It's the second time I used Mike's services and things went very smoothly both times Thanks Mike.
Reply from Michael Eberhardt
October 10th, 2025 09:01 PM
Elizabeth, we're pleased to hear about your positive experience with Michael. It's wonderful to know that both times you've used our services, things have gone smoothly and efficiently. Your continued trust and support are greatly appreciated....
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Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Kim A
Reply from Owner
October 14th, 2025 08:02 PM
We appreciate your positive rating, Kim. Thank you for choosing Guild Mortgage. If there's anything else you need, we're here to help.
Mike is fantastic to work with and is incredibly knowledgeable!
Reply from Michael Eberhardt
October 10th, 2025 07:38 PM
Kimberley, we appreciate your review and are pleased to hear about your positive experience with Michael. His expertise and dedication to providing excellent service are qualities we truly value. If you have any more questions or need assistance...
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Great job!!
Reply from Michael Eberhardt
October 7th, 2025 04:37 PM
Thank you for your positive feedback! We’re glad to hear that your experience with us met your expectations. If there’s anything more we can assist you with, please feel free to reach out.
Excellent communicator, smooth process from start to finish. Mike is a true professional.
Reply from Michael Eberhardt
October 4th, 2025 04:29 PM
Candace, it's great to hear about your positive experience. We take pride in ensuring a smooth process and effective communication throughout. Mike's professionalism is something we value highly, and it's reassuring to know it resonated with...
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Easy, professional, perfect 🤌
Reply from Michael Eberhardt
October 3rd, 2025 05:12 PM
Eric, we're pleased to hear about your positive experience with us. It's our priority to ensure a smooth and professional process for our clients. Thank you for sharing your thoughts. If you ever need further assistance, please let us know.
Mike and Candace are the 🐐
Reply from Michael Eberhardt
October 3rd, 2025 05:13 PM
We appreciate your enthusiastic feedback. It's great to know that Mike and Candace made such a positive impact. If you need anything further or have more questions, feel free to reach out.
Absolutely fantastic working with Mike!
Reply from Michael Eberhardt
October 4th, 2025 04:30 PM
Jason, we're pleased to hear about your positive experience with Mike. It's great that working with him was beneficial for you. Your feedback is valuable to us, and we're glad to have been able to assist you. Should you need anything else,...
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As a real estate agent, I’ve worked with many loan officers, and Mike truly stands out. He is responsive, proactive, and excellent at communicating every step of the way — not only with clients but with the entire team involved in the transaction....
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Reply from Michael Eberhardt
September 3rd, 2025 02:21 PM
Your recommendation means a lot to us. We appreciate you recognizing Mike and Candace for their responsiveness and proactive communication. Ensuring that both clients and the entire team feel supported is a key part of our approach. It's gratifying...
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Michael did a great job breaking things down, explaining, and putting things into perspective. He was communicative and always available to answer questions/concerns. I know him and his team went above and beyond to get me to the finish line...
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Reply from Michael Eberhardt
August 8th, 2025 04:01 PM
Christy, thank you for your thoughtful review. I'm so glad to hear that my explanations and communication were helpful to you throughout the process. Providing clarity and being available to address your concerns is an essential part of what...
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.