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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Mike and his staff were wonderful to work with for a smooth transaction!
Reply from Guild Mortgage - Michael Eberhardt
December 3rd, 2025 11:57 AM
I appreciate your kind words, Debbie. I'm glad to hear that you found working with me and my team a pleasant experience. Ensuring a smooth transaction is always our goal, and I'm pleased it went well for you. Should you have any future questions...
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Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from A D
Reply from Owner
December 3rd, 2025 11:58 AM
I'm grateful for the positive rating, Angel. If you need anything or have further questions, feel free to reach out.
Mike gives great service and it was a great experience
Reply from Michael Eberhardt
November 18th, 2025 05:26 PM
Thank you for your positive feedback. We're pleased to hear that you had a great experience with the service provided by Mike. If there's anything else you need or any questions arise, feel free to reach out.
Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Joe P
Reply from Owner
November 18th, 2025 05:27 PM
We appreciate your positive rating, Joe. Thank you for your support of Guild Mortgage.
Mike and Candace closed a deal that we thought was lost for good. Saved the day.
Reply from Michael Eberhardt
November 18th, 2025 05:27 PM
It's great to hear that Mike and Candace were able to turn things around for you. We appreciate your feedback and are pleased that they could help save the day. If there's anything more we can assist you with in the future, please let us know....
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Very professional! Great communication!
Reply from Michael Eberhardt
November 18th, 2025 05:28 PM
We appreciate your positive feedback, Nadine. It's great to know that our professionalism and communication met your expectations. Our team strives to maintain these qualities in all our interactions. If there's anything more we can do for...
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As first time homebuyers, we appreciated Mike taking extra time to properly explain the loan and home buying process
Reply from Michael Eberhardt
October 24th, 2025 03:50 PM
Victoria, we're pleased to hear that Mike was able to provide the guidance you needed as first-time homebuyers. It's important to us that the loan and home buying process is made clear and understandable. Thank you for sharing your experience,...
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Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Rhonda K
Reply from Owner
October 24th, 2025 03:51 PM
We appreciate your positive rating, Rhonda. Thank you for choosing Guild Mortgage.
I had a fantastic experience working with Michael Eberhardt/Guild Mortgage. From start to finish, he was incredibly knowledgeable and professional, guiding me through every step of the process with clarity and confidence. What stood out most...
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Reply from Michael Eberhardt
October 14th, 2025 08:01 PM
Rhonda, we appreciate your glowing review of Michael Eberhardt and Guild Mortgage. It's wonderful to hear that his knowledge and professionalism made your experience a positive one. We're particularly pleased that his patience and ability to...
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Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Elizabeth W
Reply from Owner
October 14th, 2025 08:02 PM
We appreciate your 5-star rating, Elizabeth. Thank you for your support.
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.