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Guild Mortgage - Michael Eberhardt
Senior Loan Officer | NMLS# 205119

Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages a... Show More
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Mike and his team are incredible! My wife and I were filled with questions and he answered everyone. He takes the time to make your experience with Guild wonderful making sure he helps with every need.
Reply from Guild Mortgage - Michael Eberhardt
June 7th, 2026 04:42 PM
Dakoda, I appreciate your kind words. It's great to hear that I could assist you and your wife by answering all your questions and ensuring a positive experience with Guild Mortgage. I'm always here to help with any needs you might have.
Exception Service. Always on top of things. Never missed a deadline. The kind of team mate any Real Estate Agent would love to have. Bravo Zulu!
Reply from Owner
June 1st, 2026 06:42 PM
Steven, I appreciate your kind words and the recognition of my commitment to staying on top of deadlines. Working collaboratively with real estate agents like you is always a rewarding experience. Thank you for your support!
Never had to ask for anything... always ahead of schedule. And when an issue did arise, Mike presude a resolution that resulted in a $200 refund for my client - how impressive. This is the kind of team mate any Real Estate agent would love...
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Reply from Guild Mortgage - Michael Eberhardt
June 1st, 2026 06:43 PM
Steven, I appreciate your kind words and am pleased to hear about your positive experience. It's great to know that I could proactively address any issues and secure a resolution for your client. Being a reliable team player is something I...
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It was a pleasure to work with guild mortgage. They helped me get my home just two months after I started looking. I am amazed at how easy they made the whole complicated process. Now thanks to them I am a happy homeowner. I would without a...
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Reply from Owner
June 1st, 2026 06:43 PM
Kelsea, I appreciate your kind words and recommendation. I'm glad to hear that we could make the home-buying process smooth and efficient for you. Congratulations on becoming a homeowner, and thank you for choosing Guild Mortgage!
Mike and his team at Guild mortgage did a wonderful job at helping me buy my home. I thought the process would take months and I would still be looking for a home into next year, but with the help of Mike and guild mortgage I was able to get...
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Reply from Guild Mortgage - Michael Eberhardt
May 29th, 2026 04:20 PM
Kelsea, I'm so pleased to hear that you had a appreciated experience with me and my team at Guild Mortgage. It's great to know that we were able to help you secure your home in such a timely manner. Your recommendation means a lot, and I'm...
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Guild Mortgage - Michael Eberhardt has received a review with 5 star rating from Meleah J
Reply from Owner
May 29th, 2026 04:20 PM
Meleah, thank you for your perfect rating! I'm pleased to know that you had a positive experience. If you ever need assistance in the future, please feel free to reach out.
Great communication!
Reply from Guild Mortgage - Michael Eberhardt
May 28th, 2026 05:42 PM
Meleah, I'm pleased to hear that you appreciated the communication. Thank you for your kind words and for choosing Guild Mortgage.
Made the whole process easy
Reply from Guild Mortgage - Michael Eberhardt
May 15th, 2026 03:24 PM
Jeffrey, I appreciate your kind words. I'm glad to hear that the process was easy for you. If you have any more questions or need further assistance, feel free to reach out.
Michael and Candace know their stuff and made the purchase on a manufactured home with down payment assistance very smooth for my first-time homebuyers. They always take great care of our clients. Thank you for yet another great closing.
Reply from Guild Mortgage - Michael Eberhardt
May 14th, 2026 06:53 PM
Liz, I appreciate your kind words about the closing process. I'm glad that Candace and I could assist in making the purchase smooth for your first-time homebuyers. Your trust in us means a lot, and we're always here to support your clients'...
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Pleasure to work with any putting my mind at ease
Reply from Guild Mortgage - Michael Eberhardt
May 8th, 2026 07:37 PM
Jeff, I'm pleased to hear that working with me has been reassuring for you. It's important to me to provide a smooth and stress-free experience. Thank you for sharing your kind words.
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About
Michael Eberhardt is a Mortgage Loan Officer serving Arizona and California.
He has been in the mortgage industry since 2002; helping people like you obtain their goal of sustainable homeownership. Michael truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing, or buying your third investment property, Michael will guide you through the loan process seamlessly by providing quality communication and advice. Michael can provide a wide range of home loan options that makes the most sense for your situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Reverse Mortgage
Self-Employed Mortgages
Second Mortgages-Full Doc
Specialities
FNMA, FHLMC, FHA, VA and USDA loans • Jumbo and Jumbo AUS loan programs • Down payment assistance programs• ITIN Programs •Temporary Buydowns, paying down the interest rate 2-3 years • Renovation programs, including HomeStyle Renovation and FHA 203 (K)
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 205119
Disclaimer
I am authorized to do business in the states of Arizona and California. AZ BK#0018883; AZ BKBR# 0119516; AZ LO Lic.# 911910; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 205119; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.