

Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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After a long search of where to refinance. I finally decided to go on with Zillow Home Loans and Michael Douthwaite was the one assigned . He was extremely helpful & very attentive/professional to whatever questions thrown to him re: the loan...
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Edit December 2020: Michael was extremely helpful at the beginning of the refi process, but I'm sad to say I did not get responses to my emails, text messages, or voicemails/phone calls at the end. We received a statement of denial on November...
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Zillow Home Loans, and specifically our assigned officer Michael Douthwaite, did a fantastic job giving us a great refinance experience. After shopping around for a bit, we found Zillow's rates lower than the competition. Our loan officer was...
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We refinanced through Zillow Home Loans with Michael Douthwaite. He was great. Very attentive. He was always there to answer questions through email, phone or text. We had some issues and one point and he went out of his way to solve them on...
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Very impressed with the support provided by Michael Douthwaite from Zillow Home Loans from the inception of Application to Closure of the Refinance Loan. It was a very smooth process and Michael went above and beyond his normal duties to keep...
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Michael provided excellent service - clear communication and follow-up with full explanations to all my questions. He walked me through the refinance process and we ended up with a better rate than what I was expecting. He worked with us to...
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I applied for mortgage refinance through Zillow in July. Agent Michael Douthwaite gave us fast and great help in the process. Just in one day after we completed our application, he could send us the initial disclosure. He explained the different...
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We've refinanced our home a few times over 25 years, and this was the easiest refinance ever. All of the required documents can be submitted easily online, and Michael kept us up to date the whole way.
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285