Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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He's very responsible for client need & willing to make adjustable for client.
Reply from Michael Douthwaite
September 28th, 2026 01:19 PM
Quang, I appreciate your kind words about my commitment to meeting client needs and making necessary adjustments. At Lumin Lending, ensuring a positive experience for our clients is always a top priority.
The key was your understanding of my business and looking betond the basic and focusing on the overall picture. Another lender had two weeks to present a deal , but only presented one after you. A feeling of trust was also a factor.
Reply from Michael Douthwaite
September 28th, 2026 08:48 PM
Clarence, I'm grateful that my understanding of your business needs helped build trust and deliver results at Lumin Lending. It's important to me to focus on the overall picture for each client, and I'm glad this approach worked well for you....
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It was some what of a battle with getting all the paper it wasn't Mikes fault or anything . But we got it done!!
Reply from Michael Douthwaite
September 21st, 2026 05:33 PM
Michael, I'm glad we were able to complete everything despite the challenges with the paperwork. At Lumin Lending, we always aim to guide our clients through every step, and I appreciate your patience during the process.
The process was easy and
Reply from Michael Douthwaite
September 21st, 2026 02:11 PM
Jacqueline, I'm glad to hear that you found the process easy with Lumin Lending. I strive to make every experience as seamless as possible, and I appreciate your positive feedback.
was professional, very knowledgeable, prompt and responsive with all communications. not hesitate to use him again.
Reply from Michael Douthwaite
August 31st, 2026 03:44 PM
Michael, thank you for your kind words. I'm pleased to hear that you found my professionalism and responsiveness helpful. I look forward to working with you again in the future.
Michael is a stellar loan officer !! Will refer him to l family , freinds and clients !
Reply from Michael Douthwaite
August 27th, 2026 06:53 PM
Heather, thank you for your kind words. I'm glad to hear that you had a positive experience, and I truly appreciate your willingness to refer me to your family, friends, and clients.
His persuasiveness knowledge of the subject and best communication skills,I have talked about him in my community, friends circles and family hopefully some of them will contact him I wish him all the best,
Reply from Michael Douthwaite
August 21st, 2026 06:03 PM
Syed, I truly appreciate your generous words. It's great to know that my communication and expertise made such a positive impression. Thank you for your support and for spreading the word; it means a lot to me.
It's a tale of two experiences: Lumin that relied too much on AI, and Michael. Lumin was terrible, Michael as great, and actually kept me from going elsewhere, and sticking with him. He went above and beyond and was very friendly.
Reply from Michael Douthwaite
August 14th, 2026 02:01 PM
Timothy, I'm grateful for your feedback. I'm glad to hear that my efforts made a positive difference in your experience, and it's nice to know you felt supported. If there's anything further I can assist you with, please feel free to reach...
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Because from the beginning of the process to the ending of the process, Michael was excellent, he communicated with me. I called him he called back. He was just great me and my fiancé. We really appreciated him. We would recommend him to anyone....
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Reply from Michael Douthwaite
August 14th, 2026 01:23 PM
Antonio, thank you for your kind words. I'm pleased to know that my communication met your needs throughout the process. It's great to hear that you and your fiancé had a good experience, and I truly appreciate your recommendation.
⭐️⭐️⭐️⭐️⭐️An exceptional mortgage experience with Michael Douthwaite and Jessica Ching!Our loan was far from straightforward, and there were several challenges along the way. But Michael and Jessica never gave up. They worked tirelessly, found...
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Reply from Michael Douthwaite
August 13th, 2026 02:26 PM
Ashokkumar, I appreciate your heartfelt review. I'm so glad to hear that Jessica and I could assist you in achieving your dream of homeownership. It was a pleasure working through the challenges together, and your kind words mean a lot to us....
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285