Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
W...... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Customer-oriented, knowledgeable, and experienced agent who works diligently to deliver results to your satisfaction, doing everything within his power to meet your needs.
After knowing my Credit Karma scoreTrans Union 786 and Equifax 776, I was told my score is 758. Which is very disappointing because now I have to pay higher interest and higher closing fees and higher monthly installments.
read more
Reply from Michael Douthwaite
May 26th, 2026 09:05 PM
Chanda, I understand your frustration with the discrepancy in credit scores and the impact it has on your interest rates and fees. Please reach out to me directly so we can discuss this further and explore any possible solutions.
Mike really helped me when I needed someone who knows the in and outs of this industry.I would recommend him for all furture loans and refis as well.
Michael is very knowledgeable and efficient.
He walked us through our application very smoothly.
Michael has been a blessing to work with. He always answers my questions and kept me informed about everything. Couldn’t ask for a better agent. He made my dreams come true and was always very professional and caring. Thanks for everything....
read more
Micheal, and Susan are great to work with! We would highly recommend them. Great communication, and thier very helpful with assistance if any issue arises. Again, thank you for all the help!
From start to finish everything went smoothly Couldn't be any happier .
Reply from Michael Douthwaite
January 31st, 2026 07:37 PM
I'm glad to hear that the process went smoothly for you, Susan. Knowing you're satisfied with how everything turned out means a lot to me. If there's anything else you need in the future, don't hesitate to reach out.
Easy to communicate and work with.
Reply from Michael Douthwaite
January 30th, 2026 11:39 AM
I'm pleased to hear that the communication and collaboration worked well for you, Michael. If there's anything else I can assist with in the future, feel free to reach out.
Michael has been extremely helpful and very professional. He responds quickly, provides clear information, and explains everything in a straightforward way. I truly appreciate his support and excellent customer service throughout the process....
read more
Reply from Michael Douthwaite
December 12th, 2025 01:55 AM
It's great to know that you valued the clarity and promptness of my service, Abdulaziz. Providing straightforward explanations and supporting you during the process is something I always strive for. Your recommendation is appreciated, and if...
read more
Michael is responsive, knowledgeable and diligent.
Reply from Michael Douthwaite
November 19th, 2025 03:40 AM
Thank you for your kind words, Darin. It’s reassuring to know that my responsiveness and diligence made a difference for you. If there's anything else you need assistance with, feel free to get in touch at any time.
10 of 103
About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Search Rank ScoreLearn More →
202
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285