Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Michael is a stellar loan officer !! Will refer him to l family , freinds and clients !
His persuasiveness knowledge of the subject and best communication skills,I have talked about him in my community, friends circles and family hopefully some of them will contact him I wish him all the best,
Reply from Michael Douthwaite
August 21st, 2026 06:03 PM
Syed, I truly appreciate your generous words. It's great to know that my communication and expertise made such a positive impression. Thank you for your support and for spreading the word; it means a lot to me.
It's a tale of two experiences: Lumin that relied too much on AI, and Michael. Lumin was terrible, Michael as great, and actually kept me from going elsewhere, and sticking with him. He went above and beyond and was very friendly.
Reply from Michael Douthwaite
August 14th, 2026 02:01 PM
Timothy, I'm grateful for your feedback. I'm glad to hear that my efforts made a positive difference in your experience, and it's nice to know you felt supported. If there's anything further I can assist you with, please feel free to reach...
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Because from the beginning of the process to the ending of the process, Michael was excellent, he communicated with me. I called him he called back. He was just great me and my fiancé. We really appreciated him. We would recommend him to anyone....
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Reply from Michael Douthwaite
August 14th, 2026 01:23 PM
Antonio, thank you for your kind words. I'm pleased to know that my communication met your needs throughout the process. It's great to hear that you and your fiancé had a good experience, and I truly appreciate your recommendation.
⭐️⭐️⭐️⭐️⭐️An exceptional mortgage experience with Michael Douthwaite and Jessica Ching!Our loan was far from straightforward, and there were several challenges along the way. But Michael and Jessica never gave up. They worked tirelessly, found...
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Reply from Michael Douthwaite
August 13th, 2026 02:26 PM
Ashokkumar, I appreciate your heartfelt review. I'm so glad to hear that Jessica and I could assist you in achieving your dream of homeownership. It was a pleasure working through the challenges together, and your kind words mean a lot to us....
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Michael was great to work with.
Reply from Michael Douthwaite
August 12th, 2026 04:00 PM
Brian, I appreciate your kind words. I'm glad to hear you had a positive experience working with me. If there's anything more I can do for you, please let me know.
It closed.
Reply from Michael Douthwaite
August 10th, 2026 03:40 PM
Vincent, I'm glad to hear that your transaction closed. If you have any questions or need further assistance, please feel free to reach out to me directly.
Speed up approval process, one call each a.m. and also for each p.m.
Reply from Michael Douthwaite
August 10th, 2026 03:35 PM
Craig, I appreciate your feedback on the approval process. I'll certainly take your suggestion into consideration to help improve our services. If you have any more thoughts or need further assistance, please feel free to reach out to me directly....
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Nothing but good things to say. Whole process was smooth.
Michael is so nice and helps you through everything. Grateful he worked so hard for us. Thank you Michael!
Reply from Michael Douthwaite
August 3rd, 2026 02:40 PM
Tracy, I'm thankful for your kind words. It's nice to know I could be helpful and supportive throughout the process. If you need anything else, please let me know.
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285