Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Michael provided an excellent, personalized experience for my husband and I buying our first home! He made the entire home loan process smooth, stress-free, and easy to understand. His knowledge, communication, responsiveness, and dedication...
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Reply from Michael Douthwaite
October 27th, 2026 02:56 PM
Regina, I'm pleased to hear that your first home buying experience with me was smooth and stress-free. At Lumin Lending, I aim to make the loan process clear and personalized, so it's wonderful to know you felt in great hands. Thank you for...
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Michael was committed to helping me find financing. He took the time to understand my needs, and crafted a loan that I was very happy with. He was patient, kind, hardworking & excellent at his job.
Reply from Michael Douthwaite
October 23rd, 2026 05:58 PM
Kathleen, I'm glad to know that you were happy with the loan we crafted together. Understanding your needs is a priority for me, and I'm pleased my commitment and patience made a positive difference. Thank you for choosing Lumin Lending for...
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Working with him is the best experience I've had with a banker so far
Reply from Michael Douthwaite
October 13th, 2026 02:22 PM
Richard, I'm pleased to hear that working with me has been your best experience with a banker. At Lumin Lending, I strive to provide excellent service and support.
He's very responsible for client need & willing to make adjustable for client.
Reply from Michael Douthwaite
September 28th, 2026 01:19 PM
Quang, I appreciate your kind words about my commitment to meeting client needs and making necessary adjustments. At Lumin Lending, ensuring a positive experience for our clients is always a top priority.
The key was your understanding of my business and looking betond the basic and focusing on the overall picture. Another lender had two weeks to present a deal , but only presented one after you. A feeling of trust was also a factor.
Reply from Michael Douthwaite
September 28th, 2026 08:48 PM
Clarence, I'm grateful that my understanding of your business needs helped build trust and deliver results at Lumin Lending. It's important to me to focus on the overall picture for each client, and I'm glad this approach worked well for you....
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It was some what of a battle with getting all the paper it wasn't Mikes fault or anything . But we got it done!!
Reply from Michael Douthwaite
September 21st, 2026 05:33 PM
Michael, I'm glad we were able to complete everything despite the challenges with the paperwork. At Lumin Lending, we always aim to guide our clients through every step, and I appreciate your patience during the process.
The process was easy and
Reply from Michael Douthwaite
September 21st, 2026 02:11 PM
Jacqueline, I'm glad to hear that you found the process easy with Lumin Lending. I strive to make every experience as seamless as possible, and I appreciate your positive feedback.
was professional, very knowledgeable, prompt and responsive with all communications. not hesitate to use him again.
Reply from Michael Douthwaite
August 31st, 2026 03:44 PM
Michael, thank you for your kind words. I'm pleased to hear that you found my professionalism and responsiveness helpful. I look forward to working with you again in the future.
Michael is a stellar loan officer !! Will refer him to l family , freinds and clients !
Reply from Michael Douthwaite
August 27th, 2026 06:53 PM
Heather, thank you for your kind words. I'm glad to hear that you had a positive experience, and I truly appreciate your willingness to refer me to your family, friends, and clients.
His persuasiveness knowledge of the subject and best communication skills,I have talked about him in my community, friends circles and family hopefully some of them will contact him I wish him all the best,
Reply from Michael Douthwaite
August 21st, 2026 06:03 PM
Syed, I truly appreciate your generous words. It's great to know that my communication and expertise made such a positive impression. Thank you for your support and for spreading the word; it means a lot to me.
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285