

Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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It was great to work with Michael on the refinance of my home. I reached out to him by friend referral. I always receive answers to questions or concerns quickly. He was very transparent, prompt and friendly!
It was a great experience working with Michael, on the new home. Very professional and easy to work with. I’m so happy with his service and out come. Keep up the good work!
Mike and Katie were very easy to work with and did a great job with our slightly complicated loanWe are grateful to them for really working hard on our behalf. Highly recommended!
Michael beat all competitive offers for a cash out refinance and worked diligently to close the loan as quickly as possible, keeping me informed. Recommended!
After being discouraged shopping for a refi, after talking to Mike he asked questions and applied some creative problem solving to get me a better deal than I initially thought possible. Highly recommended!!
Less than 2 weeks after my fist conversation with Michael we closed on my refi. Michael answered all my questions and gave good advice where needed. I would definitely recommend working with him.
Mike was easy to work with, responded promptly, kept the amount of run around very short. We had one short conversation over the phone and handled the rest via email. By FAR the easiest lending transaction that I have ever had. He kept me up-to-date...
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It was great to work with Mike on the refinance of my home. He was very transparent, prompt and friendly! He and his team ensured that the loan process was smooth and hassle-free from start to finish.I would highly recommend Mike for your home...
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After I submitted for a rate reduction many called but Mike was honest, upfront and helpful as well as Larhonda fast and no curb balls closed in about 3 weeks
Was very upfront about a couple of Down Payment assistance loans that were attached to the mortgage. Mike was very knowledgeable in explaining that we would still be able to refi when other lenders had let us down. Very happy with the process...
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285