

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael and his team have done a number of home transactions with us, and I will not use anyone else. Theresa and Michelle are always top notch, answering my dumb questions and helping me through the process. I referred my son to Michael and...
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Reply from Owner
January 19th, 2021 11:34 AM
Bill - thank you for your loyalty and your business; words cannot express our gratitude. You taking the time write this for others is also super-appreciated. Thanks, again!
We have bought two homes now, and refinanced 3 times because of the changing interest rates, and have used Michael and his team for every home transaction. We will use him again in the future, and I have already sent my son to him. He just...
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Leader One offers great service!
We had great communication with Michael and his team theoughthe whole process. They made it very easy.
Everything went very smoothly and our loan closed before the new year! Communication was spot on and I always felt very engaged in the process. Thank you!
Great team members who answered all of our questions and made the process so easy.
Everything went as expected and better. The ideas that were proposed helped us in every decision we made.
I admired the way that they went up and beyond to get me approved for the loan. Everyone worked as a team, and the communication was always great amongst everyone. The patience they had for me was commendable and greatly appreciated. I would...
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The Michael Creed Team has received a review with 5 star rating from Robin B
Michael Creed and team always make sure that we understand the entire process and answer any questions that arise. This is our second time working with them; purchasing a home and now refinancing. The personal touch they add is wonderful and...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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