

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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We had such nice experience with Luminate Homes and Michelle Simmerman and Michael Creed. They seemed as thrilled about our refinancing, as we were! This has been on our to-do list for a long time and were so excited to finally get it done...
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Reply from Owner
March 21st, 2021 01:50 AM
Thank you so much for taking time out of your day to tell others about working with our team! Thank you, too, for your business.
Communicated extremely well, always felt informed. Everything was done very quickly and easily. Everyone was very personable. Honestly was the best experience we ever had. Thank you all!
Service was outstanding. But. I do not want my response to the survey, or personal comments used on any social medial.
This is our second time using Michael Creed’s services because of how happy we were with our experience. He is very knowledgeable, personable, and efficient! We truly felt that he cared about us as people and not just as a “sale.” He was in...
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We worked with Michael Creed and his team for our first mortgage and when it came to refinancing. We had such a great experience from when we purchased our first home that we didn't think twice about who we wanted to refinance with. Once again...
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Reply from Owner
March 21st, 2021 01:51 AM
Thank you so much for your business and for taking your time to let others know what it's like to work with our team.
We always love working with Michael and his team because we know customer service is top priority and they go to great lengths to make sure you understand every part of the process.It's a daunting task to apply for a mortgage or to refinance...
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Great communication and a well-organized process.
Working with Michael and his team was amazing! This is our first home, and we were intimidated when we began the whole process. The team made everything run seamlessly, and we knew what was happening every step of the way. I would recommend...
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Reply from Owner
January 24th, 2021 02:14 PM
Thank you, Rebekah, for your business and for letting others know if your experience with our team. Congratulations on your first home purchase!
The team communicated frequently with great details and I always felt like I knew what was going on. I also loved that the team set aside a time for us to meet when we began our house hunting process, and they went over all the different financial...
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We recently completed a loan refinance, our second time working with LeaderOne. Start to finish, they did an excellent job. Everyone we worked with kind, competent, and prompt. I appreciated the common-sense covid procedures; we felt safe coming...
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Reply from Owner
January 23rd, 2021 02:32 AM
Thank you so much for your business Langley Family! Thanks, too, for going out of your way to let others know what it's like to work with us. Thank you! -MC
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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