

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The team at Keader One
Overall, our experience would have been a little easier with less email communications. It seemed we received many emails stating the same information in a short amount of time. With moving already being stressful, the numerous emails became...
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The team is awesome. I kept informed from the beginning to the end. They answered my concerns very fast. The process was so easy with them. I recommend them 100%.
Reply from Owner
December 16th, 2020 11:52 AM
Thank you, Yvonne, for your business and your loyalty. We love repeat clients. Finally, thank you for taking the time out of your day to write this review!
You have an excellent team. I was informed in every step during the process. My answers were clear all the time with no delays. Very professional from the beginning to the end.
My third time using Michael’s team and would highly recommend them. They have a very quick response time in regards to questions and updates on the process.
The whole experience was very timely and professional. Michael and his team kept me informed during the entire process. I would highly recommend them.
Everyone was very friendly and clear on what was needed. Communication and responsiveness was quick and comprehensive. They made the refinancing process as painless as possible. Thanks!
Michael and his team did a awsome job made it fast easy and answer any questions I had. They were very responsive and never left me hanging always got back to me. Just how simple it was and the amount of work they did for me was amazing since...
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Everyone we worked with was very professional, trustworthy, and transparent. I also appreciated their friendliness, great communication, and quick work.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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