

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael Creed, Theresa Copp and Michelle Simmerman are true professionals in every sense. As both a homebuyer and a Realtor, the level of communication and service provided throughout our home buying process easily outshone every lender I’ve...
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Reply from Owner
August 2nd, 2021 09:38 PM
Sara - thank you so much for your business and your review. Wow. Congrats on your new home!
Michael Creed, Theresa Copp and Michelle Simmerman are true professionals in every sense. As both a homebuyer and a Realtor, the level of communication and service provided throughout our home buying process easily outshone every lender I’ve...
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Very friendly and helpful throughout the entire process! Thank you!!
The level of communication, response time and personal attention, as well as attention to details and high professionalism of everyone involved is outstanding!!!
The Michael Creed Team has received a review with 5 star rating from Ryan F
Diligent, thorough, and supportive. What else can you ask for?
From the start, the staff were extremely helpful, kind and knowledgeable. They were in constant communication and truly made me feel like I was working with friends. They were down to earth and did what was best for me, not just trying to close...
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Working with Patrick was a wonderful experience! The education he provided during the first consultation meeting was invaluable and I can't imagine going through the process of buying my first home without it. Patrick was ALWAYS available for...
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Reply from Owner
July 23rd, 2021 02:46 AM
Congratulations on your first home purchase! 🎉🎊 Thank you for your review and your business!
You made everything easy and seamless. It was so easy to get the loan. My experience was excellent!
Attention to detail, friendly and fun. Great communication
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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