

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The entire team is very personable. Michael made sure we understood the multiple options that were available. I love the ability to communicate via text!! Dogs in the office - LOVE it!!
Michael Creed and his team were outstanding. Everyone was great with communication, explanations and support that made by first home buying process smooth and easy.
Reply from Owner
July 20th, 2021 02:44 AM
Thank you for your outstanding review and for your business. Congrats on your new home!
Michael Creed and his team were outstanding. Everyone on the team was great with communication, timing and explanations to make my first home buying process smooth and easy.
Your team is over the top with customer service - but in a great way1! This level of commitment created a mutual respect and we wanted to be precise and responsive in return. It is an incredible approach to keep engagement high, which simplifies...
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Great communication
I always had communication with the entire team. I never had to question what was going on and any questions I did have were answered immediately. I was called to see how I was doing throughout the process, overall felt like their #1. Absolutely...
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Patrick White and his team are the best! Never had a question they didn't answer in full and promptly. Super smooth process from start to finish. 10/10 would recommend!
Reply from Owner
July 7th, 2021 04:15 PM
Thank you, Royce, for your business and your review of Patrick White and his team!
Made everything easy to understand and get things done on time
Michael and his entire team were fantastic. They were always responsive and transparent throughout the entire process! I would highly recommend them!
To be honest, I was a little frustrated over the lack of communication in the last two weeks of our transaction. I understand miscommunication happens and things change, no problem with that. I was just frustrated that this last week to get...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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