

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Working with Patrick was a great seamless experience. This was my second time working with him and his team on a home purchase. I would recommend him for his high level of expertise, ease to work with and level of communication.
Reply from Owner
September 9th, 2021 12:20 PM
Austin - thank you for your review and your business! We'll make sure that Patrick sees this.
Great communication and follow up. I couldn’t ask for better.
Very good serviice and easy to work with.
Reply from Owner
September 9th, 2021 12:22 PM
Thank you, Guy, for your business and your review. Congrats on your new home!
The personal attention we received. and the responsiveness .
Michael and Michelle kept me updated at every stage. I felt so much more informed than with my first home purchase. This home buying experience went smoothly thanks to all of the hard work they did behind the scenes.
You kept us informed of what and when there was something that was needed. Very, very pleasant communication, and of course, the quick and informative skits from Michael Creed himself.
The entire Michael Creed Team was very responsive and answered all questions promptly and in a pleasant manner. They were all very professional yet made you feel almost like family or good friends. Additionally, their written communications...
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The Michael Creed Team has received a review with 5 star rating from Mike K
Reply from Owner
August 16th, 2021 06:30 PM
Mike! Thank you so much for your repeat business. It was great for us to see you all again! -Michael
Great family oriented business, communication was open and made for a smooth process. Looking forward to more future business deals.
Efficient. Quick. Straight to the point. Yet friendly and personal.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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