

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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The Michael Creed Team has received a review with 5 star rating from Brandon R
Reply from Owner
April 20th, 2023 07:47 PM
Thanks, Brandon. We love 🌟🌟🌟🌟🌟
Thank you so much for everything!
Michael was very pleasant and friendly to work with. There was consistent communication and a very fast response time. Michael made the process very easy and there was not a moment of doubt regarding the whole process. These comments apply...
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Kayley was very helpful and quick to respond when I had questions. She also explained everything to me in term that I could understand. It was a wonderful and stree free experience.
Reply from Owner
March 2nd, 2022 12:42 AM
Casey, we're so glad to know that you had an amazing experience with Kayley and her team. Thank you very much for your business!
The commitment on getting the job done till the end.
The Michael Creed Team has received a review with 5 star rating from Ava W
Reply from Owner
April 20th, 2023 07:47 PM
Thanks, Ava. We appreciate your review.
Michael Creed and his entire team were amazing during our refinance journey. We had goals in mind and were shown MANY different options on how to get there. I am extremely pleased with their service, communication during the process and their...
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Reply from Owner
December 3rd, 2021 04:32 AM
Denise - you started by telling the Michael Creed Team that you really didn't enjoy the mortgage process. So to see this review is amazing. I think we made a believer out of you. It can be - and it was - different and better. Thank you for...
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All of the options that were provided to get the results that we were looking for. I've never felt so in control during a refinance process. The communication throughout the entire process was spot on!
Working with Michael and his team on behalf of our shared Buyer clients is always a transaction I look forward to. Keeping everyone up to date and immediate notification of any issues that arise in order for them to be worked through is critical...
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Prompt service when an issue arose.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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