

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Consistently prompt & timely communication with both me & the buyer so everyone felt comfortable and informed throughout the process. Always available for questions & present at closing to finalize the transaction.
Michael and his team were outstanding to work with. They communicate every step of the way to the client as well as the agents working with the clients. I couldn't recommend them more highly.
Reply from Owner
December 3rd, 2021 04:29 AM
Thank you so much, Cathy, for taking time out of your day you let others know of your experience with the Michael Creed Team at Luminate Home Loans! Congrats on your closing!
I love the level of communication and updates. I find it to be some of the best in the industry. Michael has a great team and he and his team work tirelessly to make sure everything gets done on time. Great job as always. Cathy
Organized and smooth process, I have used Michael and team both personally and with my clients always a great experience.
Reply from Owner
December 3rd, 2021 04:30 AM
Thank you so much, Tim, for taking time out of your day you let others know of your experience with the Michael Creed Team at Luminate Home Loans! Congrats on your closing and thank you for your loyalty, too.
The team is fantastic they always keep all interested parties up to date on the steps and what’s to come.
As always you guys stayed on top of me to get your team everything they needed. For me doing it alone I needed that push
Michael and his team assisted clients (and friends) of mine with purchasing new construction. Communication in this deal was extremely important and they did as expected; were extremely diligent every step of the way and my clients were very...
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Quick, could have been slightly more informative
Michelle was extremely helpful and kind!
Thank you, your team was always helpful and available.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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