

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Reviews from Web
I love the way this team is on top of it and the communication they have! Can't get a better mortgage team than these guys. Sandi R
More than helpful! Clear and quick communication. Great advice to help with the process.
Reply from Owner
October 23rd, 2021 08:30 PM
Thank you, Jake, for your business and your review; we appreciate it!
Second time utilizing Patrick and the team at Luminate! Very up front, full of information and make the process as easy as possible every time. Will definitely come back in the future and recommend them to anyone looking for a mortgage.
Reply from Owner
October 23rd, 2021 08:30 PM
Thanks, Mike, for the review; we'll make sure Patrick and his team see this.
A king sized bag of peanut M&Ms at closing. It is like he was inside my brain knowing exactly what would bring a smile to my face.
I did not like having to enter all of my information just to find out what my ball park interest rate would be. If I say my credit score is over 800 and my net worth is about 3 million and i am borrowing 150K against a 300K house, you should...
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The communication was amazing!
Communication and the creation of an experience for the buyer.
Everyone there was so friendly and really helped us get through this process. Michelle was awesome with keeping in touch and sending weekly emails to help us keep organized. We were referred by our agents and will definitely refer to anyone...
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The constant updates and open communication to answer some of our questions and developments made this a welcome experience. Thanks so much for you and your team’s efforts.
The Michael Creed Team has received a review with 5 star rating from Brett B
Reply from Owner
June 2nd, 2023 12:24 PM
Thank you, Brett.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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