

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Everyone was very responsive and pleasant to work with!
Absolutely love working with Jason Bower from Luminate Home Loans! He is an amazing resource full or knowledge and experience. He has provided my clients with a very high level of service to make their home buying process very easy!
Reply from Owner
February 28th, 2022 06:27 PM
Thank you, James, for your business and for your review of Jason Bower and his team.
Great service. The team went above and beyond to help me threw this process.
Friendly knowledgeable, and efficient staff steered us through a complicated process.
The Michael Creed Team is hands down the greatest lending experience there is! I’ve been on both the buying and selling side and love the constant updates throughout. I’m never left questioning what’s happening during a transaction. The ease...
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Michael and team are awesome to work with!
Weekly update emails were helpful to know status. Online portal was very helpful to know if we had tasks that were waiting to be completed.
Michael's team was in our corner the whole experience and quickly answered any questions we had.
Reply from Owner
March 2nd, 2022 12:41 AM
Thank you very much Chris, for letting us know about your experience with Michael's team. Thank you for your business!
Michael's team was in our corner the whole experience and quickly answered any questions we had.
As real estate professionals, we always appreciate the Creed team, because they meet deadlines and clearly communicate throughout the transaction! There are so many lenders these days who offer excuses rather than getting buyers to closing...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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