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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jacinta A S
    Dunedin, FL
    Posted on July 28th, 2021 08:31 PM
    Michael answered all my questions and concerns quickly and made the process of purchasing a home exciting and pleasant. Highly recommended!!
  • Encompass
    A
    Alice S
    Clearwater, FL
    Posted on June 26th, 2021 01:01 PM
    Great communication skills and Michael is on top of things!
  • Encompass
    F
    Fadia N M
    Clearwater, FL
    Posted on June 25th, 2021 07:11 PM
    Michael was very helpful and make every effort to finish the loan requirements
  • Encompass
    R
    Roxanne L D
    Clearwater, FL
    Posted on June 22nd, 2021 03:07 PM
    Waited 3days before settlement to get approved
  • Encompass
    K
    Kenneth R
    Clearwater, FL
    Posted on June 22nd, 2021 01:26 PM
    Mr Baralt's knowledge and experience gives me the confidence to refer my customers to him.
  • Encompass
    D
    Drew D
    Clearwater, FL
    Posted on June 20th, 2021 11:55 PM
    the underwriters did not read what i gave them and kept asking for what they already had
  • Encompass
    M
    Mary B L
    Clearwater, FL
    Posted on June 19th, 2021 01:51 PM
    Michael was on top of the transaction from the start -finish. He kept me updated on everything.
  • Encompass
    C
    Charles M
    Belleair, FL
    Posted on June 7th, 2021 03:23 PM
    Lots of ongoing communication during the entire process.
  • Encompass
    C
    Chelce D
    Palm Harbor, FL
    Posted on May 31st, 2021 11:10 AM
    I appreciated communication. Thanks!
  • Encompass
    C
    Christopher J B
    Palm Harbor, FL
    Posted on May 28th, 2021 01:07 PM
    I was purchasing a home from out of state and had complete confidence in Michael throughout the entire process that he was getting things done behind the scenes. He provided me with continual updates on what additional documents were needed...
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.