Michael Baralt
Mortgage Loan Advisor | NMLS# 364877
Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Michael is a great communicator and works as a great partner with me as a real estate agent to ensure the transaction is as smooth as can be for the clients.
Product knowledge and exceptional customer service,
Such a positive experience, Mike and his team are very professional, helpful and friendly... I would highly recommend and I would be happy to do business with them again in the future.
Very helpful and great people to work with thank you
Husband is a veteran, never received any credit or VA loan for that. Fees higher than anticipated and not given up front. Member received status phone call clear to close. Found in spam 5 days later. Got better info from title company.
Mike is thorough, friendly, calm and always keeping in touch.
Mr. Baralt is always a pleasure to work with! As a Realtor, I never have to worry about my clients being in good hands and well cared for in a timely manor. I sell a lot of condos and need someone who will do lending under a land lease, he...
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From the very beginning you were informative, conscientious of what I needed with a great response time. When I asked questions, you had the answers, even on weekends
Thank you so much.
Great job..
From the loan application to the closing date no delays. If you are looking for a mortgage give Mike a call.
Thank you and I love my new condo.
Jenny
Smooth process. Always available for questions.
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About
Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan OfficerJan 1st, 2013 - Current
- McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.Sep 1st, 1997 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 364877
- Branch NMLS: 1020991
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.