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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Thomas M
    New Port Richey, FL
    Posted on September 13th, 2021 05:10 PM
    I was kept informed along the way
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    Christine Z
    Clearwater, FL
    Posted on September 7th, 2021 05:25 PM
    Mike is super nice. He was very patient with me.
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    Lisa M L
    Clearwater, FL
    Posted on August 25th, 2021 12:44 PM
    Mike was able to secure a loan for my new home purchase that another lender wasn’t able to achieve. He had good clear communication, throughout the process, always letting me know what he needed from me and what to expect as things moved forward....
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    William P R
    Clearwater, FL
    Posted on August 24th, 2021 09:16 PM
    Michael is knowledgable, explained the process and adconcerns all my concerns. Also very happy with the low interest rate.
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    R
    Randy C D
    Clearwater, FL
    Posted on August 4th, 2021 11:34 AM
    There was a little miscommunication on the closing date which delayed our closing by a week.
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    Donna M S
    Clearwater, FL
    Posted on August 4th, 2021 02:14 AM
    Everything went smoothly and went to closing just as planned!
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    Carolyn E
    Clearwater, FL
    Posted on August 1st, 2021 03:48 AM
    Michael was very appreciative of my lack of computer skills and worked with me to get him the day that that he need it. He, or someone on his staff was always willing the talk with me and help me if needed. He stayed on top of the loan and...
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  • Encompass
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    Agnieszka B
    Palm Harbor, FL
    Posted on August 1st, 2021 01:46 AM
    I would highly recommend Mike .
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    Lloyd W S
    Clearwater, FL
    Posted on July 29th, 2021 11:27 AM
    Most everything was straightforward. But when I ran into confusion on some of the document requirements, Michael was quick to work with me to explain the details of what was needed. The process went smoothly, and Michael took a lot of the anxiety...
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  • Encompass
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    Joseph N M
    Clearwater, FL
    Posted on July 28th, 2021 09:07 PM
    Was a pleasure to work with, I would recommend Michael
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.