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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    W
    Wilbur L B
    Clearwater, FL
    Posted on November 9th, 2021 04:38 PM
    Everyone was so good to us. Had a bad experience before and the helped to go through the process very fast and easy. Thank you so much
  • Encompass
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    Paul A C
    Clearwater, FL
    Posted on November 2nd, 2021 11:25 AM
    Michael went above and beyond to help me out . I thank him for all he has done for me.
  • Encompass
    M
    Makenzie J H
    Clearwater, FL
    Posted on November 1st, 2021 10:57 PM
    Easy process and communication was excellent.
  • Encompass
    J
    John R
    Spring Hill, FL
    Posted on October 19th, 2021 12:52 PM
    Proactive communication made this process a breeze! I never had to wonder if something was needed from me and things were progressing along! great experience!
  • Encompass
    D
    David S
    Clearwater, FL
    Posted on October 15th, 2021 02:11 PM
    Simple, quick and a great rate!
  • Encompass
    R
    Ryan D H
    Clearwater, FL
    Posted on September 25th, 2021 10:32 AM
    We choose Mike for all mortgage needs because of his expert advice, but even more so because he is just a wonderful person and a joy to work with. We’ve recommended Mike to many who have shared the same wonderful experience.
  • Encompass
    D
    Dirk A R
    Largo, FL
    Posted on September 20th, 2021 04:16 PM
    Mike is very knowledgeable as well as his team. It was a smooth process. I will recommend Mike to my friends.
  • Encompass
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    Lawrence L B
    Clearwater, FL
    Posted on September 16th, 2021 08:08 PM
    This was a quick and painless re-finance and that makes all the difference in the world.
  • Encompass
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    Yuly A R
    Seminole, FL
    Posted on September 16th, 2021 12:28 AM
    Mike's constant communication and quick answers to my questions.
  • Encompass
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    Kaitlin N J
    Clearwater, FL
    Posted on September 13th, 2021 05:26 PM
    Mike is always available to answer any questions and makes you feel like his highest priority and only client
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.