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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Samantha E M
    Largo, FL
    Posted on June 19th, 2022 11:12 AM
    Caring professional people over all delivery/service was great!!
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    Debra B
    Clearwater, FL
    Posted on May 30th, 2022 03:40 PM
    Very efficient! Mike kept on top of every step and I always had personal contract. The remote siging proces was also very ez to follow! ` I was very pleased :)
  • Encompass
    J
    Joan B S
    Largo, FL
    Posted on February 23rd, 2022 05:03 PM
    I was always able to contact Mike when I had questions about the loan process. He was very patient with me and willing to go over things more than once!! I felt I could rely on him for support.
  • Encompass
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    Maria E R
    Clearwater, FL
    Posted on February 22nd, 2022 11:44 AM
    Everything. Great communication and people were very efficent
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    Doreen C
    Palm Harbor, FL
    Posted on February 17th, 2022 02:17 PM
    We got the money…😎
  • Encompass
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    Rebecca J B
    Clearwater, FL
    Posted on February 13th, 2022 10:37 PM
    We trust Mike and his advice completely. He has made this process stress free for us.
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    Carlos A N
    Tampa, FL
    Posted on December 25th, 2021 05:12 PM
    it was a great knowledgeable experience. Thank you McCaughan, you really took me by the hand. THANK YOU!!!!!!
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    Natalie D
    Ocala, FL
    Posted on December 21st, 2021 09:52 PM
    Great communication and care
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    Raul G R
    Clearwater, FL
    Posted on November 30th, 2021 07:32 PM
    Excellent! Everything was accomplished in a timely manner and our refi closed right on time. Thank you!
  • Encompass
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    Richard R
    Largo, FL
    Posted on November 15th, 2021 02:31 PM
    Mike is responsive , extremely positive and knows what he is doing! He has patience great communication skills.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.