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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Ann L M
    Peachtree City, GA
    Posted on June 19th, 2023 11:22 AM
    Contacts and accessibility.
  • Encompass
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    Julie T
    Tampa, FL
    Posted on June 14th, 2023 03:53 PM
    Mike is very responsive and knowledgeable. He really looks out for you and keeps you grounded so that you don’t overextend yourself financially. He advises like a trusted friend and this is the second home we’ve purchased with him. We won’t...
    read more
  • Encompass
    A
    Adam S A
    Holiday, FL
    Posted on June 10th, 2023 04:05 PM
    Taking time to explain things in a basic manner at times would be benefecial. As first time homebuyers, we were overwhelmed and not well versed in all of the terminology involved with the process.
  • Encompass
    J
    Jeanine H W
    Port Richey, FL
    Posted on June 10th, 2023 03:39 PM
    Mike kept us in the loop on everything and was always available to answer questions we had.
  • Encompass
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    Gaicomo J T
    Tampa, FL
    Posted on June 8th, 2023 03:39 PM
    Mike and his team were amazing. Always there whenever we had a question and gave us great advice throughout the entire process. We are so thankful for mike!!!
  • SFTP
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    James D C
    Bushnell, FL
    Posted on April 20th, 2023 01:30 PM
    Mike was very informative and always available to answer questions
  • SFTP
    K
    Keira M
    New Port Richey, FL
    Posted on September 27th, 2022 02:59 PM
    Our family has been using Mike for decades and we recommend him to everyone we know! He is thoughtful, communicative, trustworthy… all of the things you need when making the biggest purchase of your life!
  • Encompass
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    Daniel F S
    Trinity, FL
    Posted on July 14th, 2022 12:29 PM
    Mike was very thorough. He answered the many questions my wife and I had. He communicated through emails, phone calls and text messages. We inquired about a refinance earlier in the year. My mother-in-law had some serious health issues shortly...
    read more
  • Encompass
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    Igor B
    New Port Richey, FL
    Posted on July 10th, 2022 03:24 AM
    Great customer service!
  • Encompass
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    Gunner R M
    Clearwater, FL
    Posted on July 7th, 2022 07:53 PM
    Mike did everything he could to help us buy a home. He stayed in contact the entire time and was always available via phone or email when needed. Thanks for everything, Mile.
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.