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Michael Baralt - Mortgage Loan Advisor | NMLS# 364877 in Clearwater, FL

Michael Baralt

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Mortgage Loan Advisor | NMLS# 364877

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Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    E
    Elijah R C
    Clermont, FL
    Posted on May 27th, 2024 11:06 AM
    Michael was extremely helpful during this process. We were first time home buyers, so this was a first time experience for us. He was able to help us with every question we asked.
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    Lindsay A W
    NEW PORT RICHEY, FL
    Posted on May 25th, 2024 12:56 AM
    The patience of Mike when being asked many questions, always willing to give explanations with each step of the way, so I fully understood the process.
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    Carol J D
    Ellijay, GA
    Posted on April 6th, 2024 12:39 PM
    Mike’s expertise and knowledge of the real estate market and mortgage financing made this a nice experience. The closing was perfect and the money to be transferred was right to the penny.
  • Encompass
    K
    Kenneth J W
    Dunedin, FL
    Posted on March 24th, 2024 01:26 PM
    Mike was very thorough and always available.
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    Lisa R Z
    Palm Harbor, FL
    Posted on March 20th, 2024 09:57 PM
    Mike Baralt was extremely supportive and guided me every step of the way. I'm lucky to have met him.
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    Hunter I H
    Clearwater, FL
    Posted on November 26th, 2023 02:04 PM
    Was a easy and helpful process
  • Encompass
    K
    Kristina M S
    Seminole, FL
    Posted on September 13th, 2023 12:34 AM
    Mike is very knowledgeable, patient and kind. He takes the time to answer questions. Easy to communicate with and does a great job. We felt very comfortable throughout the home buying process as first time homebuyers with his guidance.
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    Gregory A M
    PALM HARBOR, FL
    Posted on August 20th, 2023 12:01 PM
    The communication was incredible and the guidance was extremely helpful. Mike was there for me every step throughout the process. I can’t thank him enough for all his efforts.
  • Encompass
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    Matthew L R
    Largo, FL
    Posted on August 4th, 2023 07:12 PM
    Very informative, great communication, and a pleasant attitude! Thanks!
  • Encompass
    M
    Marty G W
    Port Richey, FL
    Posted on June 28th, 2023 05:06 PM
    Honestly, my wife and I knew very little about buying a home when we started and almost nothing about mortgages and financing a new home. Not only was Michael very helpful in taking us through the process and explaining all of the details as...
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    About
    Michael Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Michael will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Loan Officer
      Jan 1st, 2013 - Current
    • McCaughan Home Lending - A Division of Hamilton Group Funding, Inc. - Mortgage Consultant/Loan Officer Mortgage Banker/Mortgage Broker Tampa Bay Area, FHA, VA, Conv.
      Sep 1st, 1997 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 364877
    • Branch NMLS: 1020991
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.